Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,714 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 19 days.

Pending

$369,900

$151/sqft

Meadow Lands 10

1350 Cottage Lane, Owatonna, MN, 55060

4 Bedrooms3 Bathrooms2,450 Square Feet0.265 Acres

Days on market19

Year built2004

Garage spaces2

TypeResidential

Est. $8,097buyer credit when you buy with SODL

About this home

Spacious and well-maintained rambler offering 4 bedrooms and 3 bathrooms, with 3 bedrooms conveniently located on the main level. The primary suite features a private master bath with walk-in closet. Main level laundry for everyday ease. The kitchen boasts abundant cabinetry, stylish backsplash, breakfast bar seating and stainless steel appliances, all flowing into bright living spaces with vaulted ceilings and hardwood floors. The finished lower level includes new carpet and additional room to relax and entertain. Enjoy outdoor living with a covered porch, large patio, and fenced yard. A heated garage adds extra comfort and year round convenience.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2004

LevelsOne

Living area2,450 sqft

Above-grade finished1,400 sqft

Below-grade finished1,050 sqft

Lot size0.265 acres (88x130)

Days on market19

ListedFeb 11, 2026

MLS #NST7019648

CountySteele

SubdivisionMeadow Lands 10

Parcel #175490106

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Basement: Finished, Full · 1,050 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 644 sqft
Parking features: Heated Garage
Fencing: Wood
Lot size: 0.265 acres
Lot dimensions: 88x130

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,050 sqft
Year built: 2004

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Meadow Lands 10
HOA: No HOA
School district: Owatonna

Financial & listing details

Annual tax: $4,714 (2025)
Listed: Feb 11, 2026
Days on market: 19
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

AmenitiesHardwood Floors, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch, Tile Floors, Vaulted Ceiling(s)

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

Foundation area1,050 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingHeated Garage

Garage spaces2

Garage size644 sqft

Financial details

Annual taxes$4,714

Tax year2025

Taxes w/ assessments4714

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2258

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$8,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,460/mo

Principal & interest$1,944

Property taxes$393

Home insurance (est.)$123

Down payment

$73,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.