Does this property have an HOA?

Yes. The HOA fee is $275 per month.

What are the annual property taxes?

Annual property taxes are $1,950 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 90 days.

Listed at

$464,900

$215/sqft

Sandcrest On Cross Lake

13335 E Shore Road, Crosslake, MN, 56442

4 Bedrooms2 Bathrooms2,160 Square Feet0.82 Acres

Days on market90

Year built2001

Garage spaces3

HOA / month$275

TypeResidential

Est. $10,947buyer credit when you buy with SODL

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About this home

Welcome to lake life on the Whitefish Chain - one of the most highly sought after chain of lakes in Minnesota! This is a must-see property, perfectly positioned within the Sandcrest Community on Cross Lake, within walking distance to excellent sand beach, private community boat launch with day docking and other amenities! Enjoy year-round lake activities on beautiful Cross Lake along with crystal clear waters, great fishing, miles of shoreline to explore while boating, and lakeside restaurants! From the moment you drive in - you will feel right at home - nestled in nature, surrounded by mature trees, you will find this well cared for 4-bedroom/ 2 bath home with upgrades throughout! New roof in 2024, updated bathrooms, flooring, furnace and more! This home also features fiber-optic internet, main floor laundry, large lower-level family room with a beautiful gas fireplace and walk-out basement that leads to the patio! Outside you will find a nice 3-car garage (36'x28'), crushed granite driveway, beautiful landscaped yard with in-ground sprinklers, large deck, and this property backs up to one of the out-lots for added privacy! Get ready to enjoy all the amenities this property has to offer ~ this property is a true gem with easy Cross Lake ~ Whitefish Chain access ~ great Crosslake location being close to restaurants, shopping, medical, schools and low association dues of $275.00 per year!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2001

LevelsOne

Living area2,160 sqft

Above-grade finished1,080 sqft

Below-grade finished1,080 sqft

Lot size0.82 acres (110x335x105x325)

Days on market90

ListedJun 30, 2026

MLS #NST7100722

CountyCrow Wing

SubdivisionSandcrest On Cross Lake

Parcel #14290630

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 36x28 · 1,008 sqft
Parking features: Detached Garage, Garage Door Opener
Patio & porch: Deck, Patio
Exterior features: Fiber Board
Fencing: Invisible, Privacy, Vinyl

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,080 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2001

Utilities

Water: Private, Well
Sewer: Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas

Community & HOA

Subdivision: Sandcrest On Cross Lake
HOA: $275/annual
HOA name: Sandcrest on Crosslake
HOA phone: 3205820913
HOA includes: Beach Access, Dock, Other, Maintenance Grounds, Shared Amenities
HOA amenities: Beach, Dock, Other, Tennis Courts, Trail(s)

Financial & listing details

Annual tax: $1,950 (2026)
Listed: Jun 30, 2026
Days on market: 90
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorFiber Board

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,080 sqft

Patio/porchDeck, Patio

Road frontagePaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well

SewerSeptic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Garage Door Opener

Garage spaces3

Garage size1,008 sqft

Financial details

Annual taxes$1,950

Tax year2026

Taxes w/ assessments1950

Assessment pendingUnknown

HOA fee$275

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$10,947Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,947

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,036/mo

Principal & interest$2,443

Property taxes$163

Home insurance (est.)$155

HOA fees$275

Down payment

$92,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.