Does this property have an HOA?

Yes. The HOA fee is $225 per month.

What are the annual property taxes?

Annual property taxes are $4,048 (2026).

What school district is this property in?

This property is in the 813 - Lake City school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 18 days.

Listed at

$394,900

$125/sqft

Eaglewood Estates 3rd Ad

1328 10th Street, Lake City, MN, 55041

4 Bedrooms3 Bathrooms3,152 Square Feet0.07 Acres

Days on market18

Year built2004

Garage spaces2

HOA / month$225

TypeResidential

Est. $8,847buyer credit when you buy with SODL

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About this home

Filled with natural light and thoughtfully finished from top to bottom, this 4 bedroom, 3.5 bath townhouse offers an impressive amount of living space with a bright, open layout. The main level is highlighted by vaulted ceilings, oversized windows, and beautiful sunlight throughout the living room, along with new natural oak flooring in the living and dining areas and new carpet in the main-level carpeted spaces, all completed within the past year. A gas fireplace anchors the main gathering space, which flows easily into the dining area and kitchen featuring newer granite countertops, newer stainless steel appliances, abundant cabinetry, and a large center island. Just off the dining area, a peaceful patio provides a comfortable outdoor space for relaxing or entertaining. The main level also includes convenient laundry and a spacious primary suite with a private bath featuring a jetted tub and separate shower. The sellers have put considerable care into finishing the lower level, creating an expansive family room along with two additional bedrooms, a 3/4 bath, dedicated workout room, and excellent storage. Enjoy all that Lake City has to offer, with Lake Pepin, the marina and waterfront trails, local parks, downtown shops and dining, and area golf all nearby. With generous living spaces, thoughtful updates throughout, this home offers comfort and flexibility on every level.

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built2004

LevelsOne

Living area3,152 sqft

Above-grade finished1,576 sqft

Below-grade finished1,576 sqft

Lot size0.07 acres (72x40)

Days on market18

ListedSep 9, 2026

MLS #NST7141764

CountyGoodhue

SubdivisionEaglewood Estates 3rd Ad

Parcel #541380080

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator

Property

Levels / stories: One
Garage: 2 spaces · 420 sqft
Parking features: Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch: Patio
Exterior features: Brick Veneer, Metal
Pool: None

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Frame
Foundation: Poured Concrete · 1,576 sqft
Year built: 2004

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Eaglewood Estates 3rd Ad
HOA: $225/month
HOA name: Cornerstone Estates Associatioin
HOA phone: 5072728660
HOA includes: Hazard Insurance, Lawn Care, Other, Maintenance Grounds, Snow Removal
School district: 813 - Lake City

Financial & listing details

Annual tax: $4,048 (2026)
Listed: Sep 9, 2026
Days on market: 18 · 17 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator

DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), City View, Hardwood Floors, Kitchen Center Island, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityOther

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorBrick Veneer, Metal

FoundationPoured Concrete

Foundation area1,576 sqft

Patio/porchPatio

Lot featuresZero Lot Line

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size420 sqft

Financial details

Annual taxes$4,048

Tax year2026

Taxes w/ assessments4048

Assessment pendingNo

HOA fee$225

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District813 - Lake City

District number813

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$8,847Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,847

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,769/mo

Principal & interest$2,075

Property taxes$337

Home insurance (est.)$132

HOA fees$225

Down payment

$78,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.