Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,889 (2025).

What school district is this property in?

This property is in the 94 - Cloquet school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 57 days.

Listed at

$429,000

$209/sqft

Valley View Estates

1324 Harner Lane, Cloquet, MN, 55720

3 Bedrooms2 Bathrooms2,054 Square Feet1.04 Acres

Days on market57

Year built1993

Garage spaces2

TypeResidential

Est. $9,870buyer credit when you buy with SODL

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About this home

This one truly shines—a beautifully maintained rambler that's ready for you to simply move in and enjoy! Welcome to Valley View Estates, where thoughtful spacing between homes means real privacy and plenty of elbow room. This immaculate property sits on a lovely lot with a peaceful, country feel, yet you're just minutes from town, shopping, and walking trails. The heart of the home features an expansive living, dining, and kitchen area—perfect for both everyday living and entertaining. The primary bedroom is a true retreat with a private 3/4 bath and spacious walk-in closet. Two additional bedrooms and a full bath round out the main level, offering flexibility for family, guests, or a home office. The finished lower level is a tremendous bonus: a generously sized recreation/family room with an egress window, plus a dedicated game area. A large workshop and utility area give you room to pursue hobbies or tackle projects. Step onto the private deck and take in views of a beautifully landscaped yard featuring a charming waterfall fountain and established perennials. A small fenced area is perfect for your pets to enjoy the fresh air safely. Enjoy parking in the attached two car garage with the concrete/asphalt driveway. This home has been lovingly updated over the last 8 years with an impressive list of improvements: roof, windows, siding, and patio doors for excellent energy efficiency; refreshed flooring; refaced kitchen cabinets and modern appliances; new washer/dryer; solid oak paneled doors; furnace and hot water heater; plus a Generac generator for peace of mind. Everything is in excellent condition. Enjoy country living with visiting wildlife and a quiet setting, while staying connected to everything you need. This is the kind of home where you can truly settle in and feel at home.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1993

LevelsOne

Living area2,054 sqft

Above-grade finished1,502 sqft

Below-grade finished552 sqft

Lot size1.04 acres (225 x 201)

Days on market57

ListedMar 9, 2026

MLS #NST7033133

CountyCarlton

SubdivisionValley View Estates

Parcel #067430260

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 30 x 28 · 840 sqft
Parking features: Attached Garage, Asphalt, Concrete, Electric, Garage Door Opener, Insulated Garage
Patio & porch: Deck
Exterior features: Vinyl
Fencing: Partial

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,502 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1993

Utilities

Water: Drilled, Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Valley View Estates
HOA: No HOA
School district: 94 - Cloquet
High school district: Cloquet

Financial & listing details

Annual tax: $4,889 (2025)
Tax with assessments: 4936
Listed: Mar 9, 2026
Days on market: 57 · 5 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Egress Window(s), Full, Partially Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Hall

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Skylight, Washer/Dryer Hookup

AccessibilityDoors 36"+, Partially Wheelchair, Wheelchair Ramp(s), Roll-In Shower

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,502 sqft

Patio/porchDeck

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Electric, Garage Door Opener, Insulated Garage

Garage spaces2

Garage size840 sqft

Financial details

Annual taxes$4,889

Tax year2025

Taxes w/ assessments4936

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District94 - Cloquet

District number94

District phone2188796721

High schoolCloquet

SODL flat fee brokerage

$9,870Estimated buyer credit

SODL platform fee $3,000Your buyer credit $9,870

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,805/mo

Principal & interest$2,255

Property taxes$407

Home insurance (est.)$143

Down payment

$85,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.