Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,194 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 409 days.

Listed at

$214,900

$149/sqft

Ridgewood Park Sub

1321 Garfield Avenue, Albert Lea, MN, 56007

3 Bedrooms2 Bathrooms1,440 Square Feet0.29 Acres

Days on market409

Year built1956

Garage spaces2

TypeResidential

Est. $3,447buyer credit when you buy with SODL

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About this home

After making this house their home for over five decades, the homeowners have decided to relocate closer to family-creating an opportunity for new owners to make it their own. This affordable home has been extremely well maintained and cared for. It has three bedrooms on the main level, a walkout basement, and walking distance to schools, churches and parks. If you are looking for a great, affordable family home or an investment property make sure to book a showing today.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1956

LevelsOne

Living area1,440 sqft

Above-grade finished1,152 sqft

Below-grade finished288 sqft

Lot size0.29 acres (105x70)

Days on market409

ListedAug 15, 2025

MLS #NST6773134

CountyFreeborn

SubdivisionRidgewood Park Sub

Parcel #342000750

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 440 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Fencing: None
Lot size: 0.29 acres
Lot dimensions: 105x70

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Vinyl Siding
Foundation: 1,152 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1956

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected

Community & HOA

Subdivision: Ridgewood Park Sub
HOA: No HOA
School district: Albert Lea

Financial & listing details

Annual tax: $2,194 (2025)
Tax with assessments: 2262.0000
Listed: Aug 15, 2025
Days on market: 409 · 110 cumulative

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Drainage System, Partially Finished, Sump Basket, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Asphalt

Foundation area1,152 sqft

Lot featuresSome Trees

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces2

Garage size440 sqft

Financial details

Annual taxes$2,194

Tax year2025

Taxes w/ assessments2262.0000

Assessment pendingNo

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number241

District phone507-379-4800

High schoolAlbert Lea

SODL flat fee brokerage

$3,447Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,447

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,384/mo

Principal & interest$1,129

Property taxes$183

Home insurance (est.)$72

Down payment

$42,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.