Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,054 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 445 days.

No photos available

Listed at

$199,900

$168/sqft

Mcmillens Sub

1314 Dunham Street, Albert Lea, MN, 56007

2 Bedrooms2 Bathrooms1,191 Square Feet0.195 Acres

Days on market445

Year built1946

Garage spaces2

TypeResidential

Est. $2,997buyer credit when you buy with SODL

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About this home

Check out this Cape Cod style, meticulously maintained home, situated on an oversized lot. This home features a spacious sunroom, main floor laundry, as well as an oversized 24x36 dream garage for a hobbyist or car enthusiast. The home's 2nd level offers 300+ sq ft of additional potential space, perfect for a playroom, office, 3rd bedroom, extra storage, etc.

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Date

Feb 21, 2026

Time

8pm – 9pm

Address

1314 Dunham Street, Albert Lea, MN, 56007

Listed By: Leland Realty • NST6750486 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1946

LevelsOne and One Half

Living area1,191 sqft

Above-grade finished1,191 sqft

Below-grade finished0 sqft

Lot size0.195 acres (85x100)

Days on market445

ListedJul 10, 2025

MLS #NST6750486

CountyFreeborn

SubdivisionMcmillens Sub

Parcel #341150300

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 864 sqft
Parking features: Detached Garage, Concrete
Lot size: 0.195 acres
Lot dimensions: 85x100
Accessibility: No Stairs External

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 978 sqft
Roof: Age Over 8 Years
Year built: 1946

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Mcmillens Sub
HOA: No HOA
School district: Albert Lea

Financial & listing details

Annual tax: $2,054 (2025)
Tax with assessments: 2122
Listed: Jul 10, 2025
Days on market: 445 · 185 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementBlock

HeatingForced Air

CoolingCentral Air

LaundryElectric Dryer Hookup, Main Level, Washer Hookup

AppliancesDryer, Microwave, Range, Refrigerator, Washer

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Porch, Washer/Dryer Hookup

AccessibilityNo Stairs External

Special featuresAll Living Facilities on One Level, Main Floor Laundry

Exterior & lot

RoofAge Over 8 Years

Foundation area978 sqft

Road frontageCity Street, Curbs, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete

Garage spaces2

Garage size864 sqft

Financial details

Annual taxes$2,054

Tax year2025

Taxes w/ assessments2122

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1141

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$2,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,288/mo

Principal & interest$1,051

Property taxes$171

Home insurance (est.)$67

Down payment

$39,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.