Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,186 (2025).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 164 days.

Listed at

$189,900

$118/sqft

Finseth Add

1310 1st Street, Bemidji, MN, 56601

4 Bedrooms2 Bathrooms1,612 Square Feet0.528 Acres

Days on market164

Year built1905

Garage spaces2

TypeResidential

Est. $2,697buyer credit when you buy with SODL

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About this home

This historic 1900s 4BR/2BA two-story home’s location is unbeatable! Located across from Lake Bemidji walking/bike path & within walking distance from the Sanford Center. This home offers both timeless character and great potential. Features include original hardwood floors, wide baseboard trim, high ceilings, solid panel doors with original hardware, and a custom original stair banister. This home is full of old-world charm. Currently a 4-bedroom rental. Double detached garage included. A great opportunity for investors or restoration enthusiasts.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1905

LevelsTwo

Living area1,612 sqft

Above-grade finished1,612 sqft

Below-grade finished0 sqft

Lot size0.528 acres (96x242)

Days on market164

ListedJan 13, 2026

MLS #NST7009318

CountyBeltrami

SubdivisionFinseth Add

Parcel #800380600

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 3/4 / 1 half
Heating: Forced Air
Cooling: None
Appliances: Dishwasher, Range, Refrigerator

Property

Levels / stories: Two
Garage: 2 spaces · 400 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Covered, Enclosed, Front Porch
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Concrete Perimeter · 806 sqft
Roof: Age Over 8 Years
Year built: 1905

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Finseth Add
HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $2,186 (2025)
Listed: Jan 13, 2026
Days on market: 164 · 148 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths1

Half baths1

1/4 baths0

BasementFull, Concrete

HeatingForced Air

CoolingNone

LaundryMain Level, Washer Hookup

AppliancesDishwasher, Range, Refrigerator

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Local Area Network, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years

FoundationConcrete Perimeter

Foundation area806 sqft

Patio/porchCovered, Enclosed, Front Porch

Road frontageCity Street, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces2

Garage size400 sqft

Financial details

Annual taxes$2,186

Tax year2025

Taxes w/ assessments2186

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,243/mo

Principal & interest$998

Property taxes$182

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.