Listed at
$304,900
$158/sqft

Holy Spirit 3rd Add

1309 19th Street, Saint Cloud, MN, 56301
4  Bedrooms3  Bathrooms1,933  Square Feet0.52  Acres
Days on market39
Year built1979
Garage spaces2
TypeResidential
Est. $6,147buyer credit when you buy with SODL
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About this home

ONE-OWNER HOME | 4 BEDROOMS | 3 BATHROOMS | QUIET DEAD-END STREET Well-maintained one-owner home in a convenient St. Cloud location. This 4-bedroom, 3-bath home offers comfortable living spaces, thoughtful updates and a quiet setting on a dead-end road. Features include an owner's ensuite, fireplace, stainless steel appliances and custom oversized pantry. Recent updates include newer roof, newer driveway area, new LVP flooring in the lower level, fresh interior paint and newer light fixtures. Additional features include gas water heater, in-ground sprinkler system/sandpoint well, maintenance-free deck and large patio. Conveniently located near walking paths, St. Cloud amenities and Highway 94. A well-cared-for home offering space, updates and everyday functionality in a convenient location.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1979
LevelsSplit Entry (Bi-Level)
Living area1,933 sqft
Above-grade finished1,008 sqft
Below-grade finished925 sqft
Lot size0.52 acres (122x193)
Days on market39
ListedAug 20, 2026
MLS #NST7127639
CountyStearns
SubdivisionHoly Spirit 3rd Add
Parcel #82475510000

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Laundry
In Basement

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 24x24 · 576 sqft
Parking features
Attached Garage, Asphalt, Concrete, Garage Door Opener
Patio & porch
Composite Decking, Covered, Front Porch, Patio
Exterior features
Stone, Vinyl
Lot size
0.52 Square Feet

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,008 sqft
Roof
Age 8 Years or Less
Year built
1979

Utilities

Water
City Water/Connected, Sand Point
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Holy Spirit 3rd Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,478 (2025)
Listed
Aug 20, 2026
Days on market
39
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Sump Basket
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement
DiningInformal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Kitchen Window, Main Floor Primary Bedroom, Patio, Porch, In-Ground Sprinkler
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,008 sqft
Patio/porchComposite Decking, Covered, Front Porch, Patio
Lot featuresCorner Lot, Irregular Lot, Tree Coverage - Medium
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Garage Door Opener
Garage spaces2
Garage size576 sqft

Financial details

Annual taxes$2,478
Tax year2025
Taxes w/ assessments2478
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,147Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,147

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,911/mo
Principal & interest$1,602
Property taxes$207
Home insurance (est.)$102
%
$60,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1309 19th Street, Saint Cloud, MN, 56301

Listing information

MLS #NST7127639
StatusActive
Last updatedSep 23, 2026, 8:28 PM
Originally listedAug 20, 2026, 7:44 AM
Listing officeDistinct Realestate LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.