Does this property have an HOA?

Yes. The HOA fee is $425 per month.

What are the annual property taxes?

Annual property taxes are $5,848 (2026).

What school district is this property in?

This property is in the 345 - New London-Spicer school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 198 days.

Listed at

$699,900

$378/sqft

Indian Beach Harbor First Add

12989 134th Avenue, Spicer, MN, 56288

3 Bedrooms2 Bathrooms1,852 Square Feet0.28 Acres

Days on market198

Year built2024

Garage spaces4

HOA / month$425

TypeResidential

Est. $17,997buyer credit when you buy with SODL

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About this home

Welcome to your Green Lake dream! Enjoy one-level living in this 2024 constructed patio home. Located in the desirable Indian Beach Harbor Association with a designated boat slip, lake views and maintenance-free living! This home offers 3 bedrooms, 2 baths, and 4 heated garage stalls! Inside, the primary suite boasts double sinks, a custom tiled shower and large walk-in closet. The living room has a beautiful gas fireplace. The kitchen showcases an island with breakfast seating, stainless steel appliances and pantry. Off the living room are a walkout patio, 2 additional bedrooms, a 3/4 bath and sun room that can be used as a formal dining room, office, 4th sleeping area or additional living space! You’ll love the in-floor heat, tankless water heater, in-ground sprinklers and community feel. Gather at the association clubhouse for weekly happy hour and a swim in the community pool or reserve it for a special event! Relax and enjoy Green Lake, harbor views, and pond fountains while embracing premier lake life with the maintenance taken care of! For a better idea of the layout use the 3D virtual tour, look at the floor plan and schedule your live tour today!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2024

LevelsOne

Living area1,852 sqft

Above-grade finished1,852 sqft

Below-grade finished0 sqft

Lot size0.28 acres (86x105x100x147)

Days on market198

ListedMar 14, 2026

MLS #NST7036262

CountyKandiyohi

SubdivisionIndian Beach Harbor First Add

Parcel #212610010

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 3/4
Heating: Forced Air, Fireplace(s), In-Floor Heating
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 4 spaces · 37x48 · 1,295 sqft
Parking features: Attached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage, Tandem Garage
Patio & porch: Patio
Exterior features: Engineered Wood
Pool: Below Ground, Outdoor, Shared

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: ICFs (Insulated Concrete Forms)
Foundation: Slab · 1,852 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2024

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Indian Beach Harbor First Add
HOA: $425/month
HOA name: Indian Beach Harbor Homewoners
HOA phone: 3208940343
HOA includes: Dock, Lawn Care, Recreation Facility, Sanitation, Shared Amenities, Snow Removal
School district: 345 - New London-Spicer

Financial & listing details

Annual tax: $5,848 (2026)
Listed: Mar 14, 2026
Days on market: 198
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths2

Half baths0

1/4 baths0

BasementNone

HeatingForced Air, Fireplace(s), In-Floor Heating

CoolingCentral Air

Fireplaces1

LaundryLaundry Room, Main Level

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Tankless Water Heater, Washer, Water Softener Owned

DiningBreakfast Bar, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Dock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, Boat Slip, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityDoor Lever Handles, No Stairs External, No Stairs Internal

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorEngineered Wood

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,852 sqft

Patio/porchPatio

Lot featuresTree Coverage - Light

Road frontageCurbs, No Outlet/Dead End, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage, Tandem Garage

Garage spaces4

Garage size1,295 sqft

Financial details

Annual taxes$5,848

Tax year2026

Taxes w/ assessments5848

Assessment pendingNo

HOA fee$425

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District345 - New London-Spicer

District number345

District phone3203542252

High schoolNew London-Spicer

SODL flat fee brokerage

$17,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,824/mo

Principal & interest$3,678

Property taxes$487

Home insurance (est.)$233

HOA fees$425

Down payment

$139,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.