Listed at
$525,000
$107/sqft

12975 120th Street

12975 120th Street, Thief River Falls, MN, 56701
4  Bedrooms4  Bathrooms4,898  Square Feet4.92  Acres
Days on market56
Year built1996
Garage spaces5
TypeResidential
Est. $12,750buyer credit when you buy with SODL
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About this home

Welcome to River Oaks Road! Your dream home on the river has just become available for sale! This property has everything you have hoped for and more all situated on a picture perfect nearly 5 acre treed riverfront lot just 4 miles from the S edge of town. Built in 1996 with all the glamour of a new home with an inviting entry overlooking an open stairway, Cathedral ceiling in living room and catwalk on the 2nd level attaches 3 bedrooms and a bathroom. Main level offers stunning views of the river from every room. Formal spaces galore, this home is an entertaining gem from the piano room near the foyer to the formal dining room and family room off the kitchen. Basement is no disappointment and has recently been remodeled with a very large open media room and game room/recreation area with a built-in bar with all the bells and whistles to serve your guests. 2 other flex rooms for storage, exercise or whatever your heart desires. There is also a Sauna for those cold MN Winters! The basement doesn't stop there, there is also a huge, finished laundry with more storage for freezers and overstock. Another door enters into the utility room. The grounds on this property are a summer haven (fall is just as beautiful) with a screened in gazebo, large deck, patio/firepit, and private master deck spanning the entire back of the home and one side. Recent updates include new shingles on home/garage and det garage (2024), New Asphalt Driveway (2022) also recently resealed, Concrete curb landscape edging in various places (2022), New Furnace and Heat pump (2013). The home also offers zone heating, off peak electric, reverse osmosis water filtration system and much more! Make an appointment with your favorite Realtor today, as this one won't last long!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsTwo
Living area4,898 sqft
Above-grade finished3,050 sqft
Below-grade finished1,848 sqft
Lot size4.92 acres (552x368)
Days on market56
ListedJun 14, 2026
MLS #NST7092800
CountyPennington
Parcel #1602023602

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Dual Fuel/Off Peak, Forced Air, Heat Pump
Cooling
Central Air
Appliances
Dishwasher, Dryer, Electric Water Heater, Freezer, Fuel Tank - Rented, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
5 spaces · 24x24, 28x40 · 1,696 sqft
Carport
5
Parking features
Attached Garage, Detached Garage, Asphalt, Concrete, Electric, Finished Garage, Garage Door Opener, Insulated Garage, RV Access/Parking
Patio & porch
Deck
Exterior features
Vinyl

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Poured Concrete · 1,928 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1996

Utilities

Water
Well
Sewer
Tank with Drainage Field
Fuel
Propane
Electric
200+ Amp Service

Community & HOA

HOA
No HOA
School district
564 - Thief River Falls
High school district
Thief River Falls

Financial & listing details

Annual tax
$5,772 (2026)
Listed
Jun 14, 2026
Days on market
56 · 19 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Finished, Full, Sump Basket, Sump Pump
HeatingDual Fuel/Off Peak, Forced Air, Heat Pump
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Dryer, Electric Water Heater, Freezer, Fuel Tank - Rented, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room, Separate/Formal Dining Room
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Architectural Shingle
FoundationPoured Concrete
Foundation area1,928 sqft
Patio/porchDeck
Road frontageTownship
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerTank with Drainage Field
FuelPropane

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Concrete, Electric, Finished Garage, Garage Door Opener, Insulated Garage, RV Access/Parking
Garage spaces5
Garage size1,696 sqft

Financial details

Annual taxes$5,772
Tax year2026
Taxes w/ assessments5772
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District564 - Thief River Falls
District number564
District phone2186818711
High schoolThief River Falls
SODL flat fee brokerage
$12,750Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,750

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,415/mo
Principal & interest$2,759
Property taxes$481
Home insurance (est.)$175
%
$105,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12975 120th Street, Thief River Falls, MN, 56701

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Listing information

MLS #NST7092800
StatusClosed
Last updatedAug 13, 2026, 3:22 PM
Originally listedJun 15, 2026, 1:25 PM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.