12881 Cross Lake Road
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About this home
Welcome to your dream home on the south end of Cross Lake! This beautiful 4+ bedroom Lake home with 100+ feet of lakeshore and great sunsets. Home has an open spacious floorplan, perfect for entertaining and family gatherings. Home is freshly painted, so move-in ready plus lower-level walks out to the lake. Has 2-car attached garage, and a boat house makes room for your lake toys. Great recreation lake with tons of boatable acres or just fish off the dock. Quality home, so come relax, take in the great views or jump on your pontoon to enjoy the lake!
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 half
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Basement
- Block, Drain Tiled, Egress Window(s), Finished, Owner Access, Storage Space, Walkout · 1,486 sqft finished
Property
- Levels / stories
- One
- Garage
- 2 spaces · 29 x 24 · 696 sqft
- Parking features
- Attached Garage
- Pool
- None
- Fencing
- None
- Other structures
- Boat House
Construction
- Property type
- Residential
- Property subtype
- Single Family Residence
- Construction materials
- Brick/Stone, Vinyl Siding
- Foundation
- 2,208 sqft
- Roof
- Age Over 8 Years
- Year built
- 2011
Utilities
- Water
- Drilled, Well
- Sewer
- City Sewer - In Street
- Electric
- 200+ Amp Service
Community & HOA
- HOA
- No HOA
- School district
- Pine City
Financial & listing details
- Annual tax
- $6,286 (2024)
- Tax with assessments
- 6276.0000
- Listed
- Sep 2, 2025
- Days on market
- 390 · 71 cumulative
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12881 Cross Lake Road, Pine City, MN, 55063
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
