Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,524 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 98 days.

Pending

$528,000

$267/sqft

Spring Valley

12865 250th Street, Saint Cloud, MN, 56301

2 Bedrooms3 Bathrooms1,977 Square Feet10.04 Acres

Days on market98

Year built1986

Garage spaces3

TypeResidential

Est. $12,840buyer credit when you buy with SODL

About this home

C O U N T R Y L I V I N G - NE C O L D S P R I N G, MN. Hard to find peaceful & heavy wooded 10 acres in a BEAUTIFUL Park - Like Setting, located 3.5 miles NE of Rocori High School. FEATURES INCLUDE: 3,774' of living area. Kitchen w/new 2024 stainless steel appliances & eat-in Granite dinner table. 13X21 family room w/Granite gas fireplace & stain glass window. 3 season 11X13 porch w/french door. Main Floor laundry w/washer & dryer. Informal 18X23 dining/living room combo w/stain glass window & in front door. 12X15 Master bedroom w/walk-in closet. 8X14 full Master bath w/whirlpool tub. 2nd bedroom w/walk-through full bath. 1/2 Bath w/Granite floor off inside garage door. BEAUTIFUL Granite countertops throughout the home. NEW furnace, central air & water heater 2025. NEW water softener 2023 owned. Anderson windows. NEW roof & painted cedar siding 2024. Attached 3 car 24X38 garage w/basement entry to a 12x23 workshop. 200 amp electric service. Wood laminate flooring 2023. South yard 12X18 Granite patio w/Granite picnic table, also a 18X18 front concrete patio. 2 Outdoor sheds 10X24 & 8X12 w/electric. BEAUTIFUL Professional Landscaped lot around the home. Home was built by one of Cold Spring's most REPUTABLE BUILDERS of their time. BONUS: Property Zoned to split 5 acres off & GREAT HUNTING in your own Deer/Wild Turkey Haven. Must See This Property to Appreciate & Best of All, IMMEDIATE POSSESSION !!!!!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1986

LevelsOne

Living area1,977 sqft

Above-grade finished1,977 sqft

Below-grade finished0 sqft

Lot size10.04 acres (625x700)

Days on market98

ListedSep 13, 2025

MLS #NST6789761

CountyStearns

SubdivisionSpring Valley

Parcel #76421850001

Facts & features

Interior

Bedrooms: 2
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Fuel Tank - Owned, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 3 spaces · 24x38 · 912 sqft
Parking features: Attached Garage, Asphalt, Concrete, Electric, Garage Door Opener, Parking Garage, Storage
Patio & porch: Patio
Other structures: Workshop, Storage Shed
Lot size: 10.04 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block, Stone
Foundation: 1,965 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 1986

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Spring Valley
HOA: No HOA
School district: Rocori

Financial & listing details

Annual tax: $5,524 (2025)
Listed: Sep 13, 2025
Days on market: 98
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Crawl Space, Daylight/Lookout Windows, Drain Tiled, Full, Storage Space, Sump Pump, Unfinished

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLaundry Closet, Laundry Room, Main Level

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Fuel Tank - Owned, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Living/Dining Room

AmenitiesCeiling Fan(s), Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s)

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Pitched

Foundation area1,965 sqft

Patio/porchPatio

Lot featuresCleared, Tree Coverage - Heavy

Road frontageNo Outlet/Dead End, Township, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelPropane

Parking & garage

ParkingAttached Garage, Asphalt, Concrete, Electric, Garage Door Opener, Parking Garage, Storage

Garage spaces3

Garage size912 sqft

Financial details

Annual taxes$5,524

Tax year2025

Taxes w/ assessments5524

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2255

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$12,840Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,840

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,411/mo

Principal & interest$2,775

Property taxes$460

Home insurance (est.)$176

Down payment

$105,600

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.