Does this property have an HOA?

Yes. The HOA fee is $200 per month.

What are the annual property taxes?

Annual property taxes are $6,327 (2026).

What school district is this property in?

This property is in the 659 - Northfield school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 35 days.

Listed at

$699,787

$164/sqft

CIRCLE LAKE TERRACE 1ST ADD

12860 Culver Avenue, Faribault, MN, 55021

5 Bedrooms4 Bathrooms4,260 Square Feet1.51 Acres

Days on market35

Year built1985

Garage spaces4

HOA / month$200

TypeResidential

Est. $17,994buyer credit when you buy with SODL

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About this home

Northfield School District 659. Beautiful custom home with channel access to Circle Lake situated on a 1.5 acre lot. This beautiful one level home with amazing views features 3 bedrooms, main level laundry, living and family rooms, California Closets, stainless appliances and formal dining space and sun room. The fully finished lower level has 2 additional bedrooms, family room and bonus space, ample storage and an additional walk out tuck under garage with space to store a boat or cars! This custom home is a must see to appreciate the gorgeous lake lot and all of the upgrades. Tar road. Community septic system. Dock, boat lift and canopy included in sale.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1985

LevelsOne

Living area4,260 sqft

Above-grade finished2,260 sqft

Below-grade finished2,000 sqft

Lot size1.51 acres (150x150x438x438)

Days on market35

ListedApr 2, 2026

MLS #NST7047786

CountyRice

SubdivisionCIRCLE LAKE TERRACE 1ST ADD

Parcel #0622352004

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 1 full / 2 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Garage: 4 spaces · 800 sqft
Parking features: Attached Garage, Underground
Patio & porch: Deck, Enclosed, Patio
Exterior features: Wood
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: None · 2,244 sqft
Year built: 1985

Utilities

Water: Well
Sewer: Septic System Compliant - Yes, Shared Septic
Fuel: Natural Gas

Community & HOA

Subdivision: CIRCLE LAKE TERRACE 1ST ADD
HOA: $200/annual
HOA name: XXX
HOA phone: 5070000000
HOA includes: Other
School district: 659 - Northfield

Financial & listing details

Annual tax: $6,327 (2026)
Tax with assessments: 7562
Listed: Apr 2, 2026
Days on market: 35 · 14 cumulative
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths1

3/4 baths2

Half baths1

1/4 baths0

BasementFinished, Full, Storage Space, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryMain Level

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningEat In Kitchen, Informal Dining Room, Separate/Formal Dining Room

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorWood

FoundationNone

Foundation area2,244 sqft

Patio/porchDeck, Enclosed, Patio

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes, Shared Septic

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Underground

Garage spaces4

Garage size800 sqft

Financial details

Annual taxes$6,327

Tax year2026

Taxes w/ assessments7562

Assessment pendingNo

HOA fee$200

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District659 - Northfield

District number659

District phone5076630629

High schoolNorthfield

SODL flat fee brokerage

$17,994Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,994

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,638/mo

Principal & interest$3,678

Property taxes$527

Home insurance (est.)$233

HOA fees$200

Down payment

$139,957

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.