Listed at
$299,900
$127/sqft

North Side Park Add

1284 12th Avenue, Saint Cloud, MN, 56303
5  Bedrooms2  Bathrooms2,360  Square Feet0.28  Acres
Days on market12
Year built1966
Garage spaces4
TypeResidential
Est. $5,997buyer credit when you buy with SODL
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About this home

Move-in ready with a HEATED/COOLED SHOP in a quiet northside neighborhood with updates throughout and plenty of space to spread out! This 5-bedroom, 2-bath home features an updated kitchen, bathrooms with tiled showers, updated flooring and more, along with multiple living spaces and a partially finished lower level. The lower-level bathroom is ready to finish, offering an easy opportunity to add even more functionality. Outside, you’ll love the heated 2-stall attached garage plus the impressive 30x40 heated and air-conditioned detached shop—perfect for hobbies, projects, toys or extra storage. The back yard is also fenced with a concrete patio/firepit. A rare combination of an updated home, flexible living space and exceptional garage/shop space!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1966
LevelsOne and One Half
Living area2,360 sqft
Above-grade finished1,610 sqft
Below-grade finished750 sqft
Lot size0.28 acres (125x94x125x100)
Days on market12
ListedSep 14, 2026
MLS #NST7139535
CountyStearns
SubdivisionNorth Side Park Add
Parcel #82490280000

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One and One Half
Garage
4 spaces · 22x22 · 484 sqft
Parking features
Attached Garage, Detached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Patio & porch
Patio
Exterior features
Steel Siding
Fencing
Chain Link

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,440 sqft
Roof
Architectural Shingle
Year built
1966

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
North Side Park Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,124 (2025)
Listed
Sep 14, 2026
Days on market
12
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
LaundryIn Basement
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningInformal Dining Room
AmenitiesKitchen Window, Patio
AccessibilityNone

Exterior & lot

ExteriorSteel Siding
RoofArchitectural Shingle
FoundationBlock
Foundation area1,440 sqft
Patio/porchPatio
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Concrete, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Garage spaces4
Garage size484 sqft

Financial details

Annual taxes$3,124
Tax year2025
Taxes w/ assessments3124
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,997Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,997

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,936/mo
Principal & interest$1,576
Property taxes$260
Home insurance (est.)$100
%
$59,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1284 12th Avenue, Saint Cloud, MN, 56303

Listing information

MLS #NST7139535
StatusActive
Last updatedSep 23, 2026, 6:31 PM
Originally listedSep 17, 2026, 12:00 AM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.