Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $6,942 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 9 days.

Listed at

$675,000

$245/sqft

12831 Ranch Road

12831 Ranch Road, Elk River, MN, 55330

5 Bedrooms3 Bathrooms2,758 Square Feet12.28 Acres

Days on market9

Year built1979

Garage spaces2

TypeResidential

Est. $17,250buyer credit when you buy with SODL

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About this home

Welcome to this beautiful home on over 12 acres in Elk River, featuring 5 bedrooms and 3 full bathrooms. The home was fully renovated in 2021 including quartz countertops in the kitchen and all bathrooms, plus heated floors in the master bathroom. Move in ready with plenty of space inside and out! Outside is where this property truly stands out. Enjoy exceptional privacy with mature trees, open space, over one mile of private trails, a barn, chicken coop, additional insulated and heated detached garage, a tree house tucked away in the woods, and plenty of room for hobbies, animals, storage, or simply enjoying the outdoors. The garage is also equipped with a Tesla charger. The peaceful setting offers the privacy of country living while still being conveniently near shopping, schools, restaurants, and everyday amenities. Don't miss out on this incredible opportunity!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsFour or More Level Split

Living area2,758 sqft

Above-grade finished2,079 sqft

Below-grade finished679 sqft

Lot size12.28 acres (irregular)

Days on market9

ListedSep 18, 2026

MLS #NST7146801

CountySherburne

Parcel #75001171101

Facts & features

Interior

Bedrooms: 5
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Four or More Level Split
Garage: 2 spaces · 494 sqft
Parking features: Attached Garage, Detached Garage, Gravel, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Composite Decking, Deck
Exterior features: Stone, Engineered Wood, Vinyl
Other structures: Garage(s), Barn(s), Chicken Coop/Barn, Other

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,404 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Year built: 1979

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $6,942 (2026)
Listed: Sep 18, 2026
Days on market: 9 · 4 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full, Sump Basket, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

DiningEat In Kitchen, Kitchen/Dining Room, Living/Dining Room

AmenitiesDeck, French Doors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Security System, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry, Renovated

Exterior & lot

ExteriorStone, Engineered Wood, Vinyl

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

FoundationBlock

Foundation area1,404 sqft

Patio/porchComposite Decking, Deck

Lot featuresCleared, Irregular Lot, Suitable for Horses, Tree Coverage - Medium, Wetlands

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size494 sqft

Financial details

Annual taxes$6,942

Tax year2026

Taxes w/ assessments6942

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$17,250Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,250

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,351/mo

Principal & interest$3,547

Property taxes$579

Home insurance (est.)$225

Down payment

$135,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.