Listed at
$535,000
$272/sqft

1282 Mississippi Drive

1282 Mississippi Drive, Bena, MN, 56626
3  Bedrooms2  Bathrooms1,968  Square Feet0.43  Acres
Days on market4
Year built1975
Garage spaces2
TypeResidential
Est. $13,050buyer credit when you buy with SODL
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About this home

Welcome to your own slice of Minnesota paradise on the Mississippi River! Whether you're looking for a year-round home, weekend retreat, hunting and fishing getaway, or a place to gather with family and friends, this riverfront property offers the space, amenities, and setting to enjoy it all. Located just west of Lake Winnibigoshish, this fully furnished 3-bedroom, 2-bath home features two spacious living areas, giving you plenty of room to relax and entertain. Nice updates throughout make the home comfortable and inviting. Step outside and experience what makes this property truly special. Enjoy peaceful river views from the wrap-around deck, spend your days fishing or boating, and take advantage of your own boathouse/slip, docks, and fish-cleaning station. With access to the Mississippi River which connects to Lake Winnie, you'll have incredible opportunities for fishing, boating, wildlife watching, and exploring northern Minnesota. The well-built and well-maintained property also includes a 2-car garage, spacious workshop, large storage shed, plenty of yard space, and tons of additional storage—perfect for boats, ATVs, hunting gear, tools, and everything you need for four-season recreation. Relax on the deck, cast a line from the dock, head out for a day on the water, or simply take in the peaceful surroundings. This is more than a home—it's a place to experience everything Minnesota's great outdoors has to offer.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1975
LevelsSplit Entry (Bi-Level)
Living area1,968 sqft
Above-grade finished1,068 sqft
Below-grade finished900 sqft
Lot size0.43 acres (100x192x100x211)
Days on market4
ListedSep 24, 2026
MLS #NST7149646
CountyCass
Parcel #750331403

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Baseboard, Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Exhaust Fan, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 42'x24' · 1,008 sqft
Parking features
Detached Garage, Gravel
Patio & porch
Deck, Patio, Wrap Around
Exterior features
Block, Wood
Fencing
Chain Link, Partial

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,068 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1975

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Propane

Community & HOA

HOA
No HOA
School district
115 - Cass Lake-Bena Schools
High school district
Cass Lake-Bena Schools

Financial & listing details

Annual tax
$1,810 (2026)
Tax with assessments
1896
Listed
Sep 24, 2026
Days on market
4
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Storage Space
HeatingBaseboard, Forced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Electric Water Heater, Exhaust Fan, Freezer, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningLiving/Dining Room
AmenitiesCable, Deck, Dock, Kitchen Window, Main Floor Primary Bedroom, Patio, Satellite Dish, Boat Slip, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresMain Floor Laundry

Exterior & lot

ExteriorBlock, Wood
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,068 sqft
Patio/porchDeck, Patio, Wrap Around
Lot featuresAccessible Shoreline, Tree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelPropane

Parking & garage

ParkingDetached Garage, Gravel
Garage spaces2
Garage size1,008 sqft

Financial details

Annual taxes$1,810
Tax year2026
Taxes w/ assessments1896
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District115 - Cass Lake-Bena Schools
District number115
District phone2183352204
High schoolCass Lake-Bena Schools
SODL flat fee brokerage
$13,050Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,050

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,141/mo
Principal & interest$2,812
Property taxes$151
Home insurance (est.)$178
%
$107,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1282 Mississippi Drive, Bena, MN, 56626

Listing information

MLS #NST7149646
StatusActive
Last updatedSep 26, 2026, 12:36 AM
Originally listedSep 24, 2026, 1:08 PM
Listing officeFathom Realty MN, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.