Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,162 (2026).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 2 days.

Listed at

$185,000

$104/sqft

Colonial Gardens Add

128 24th Avenue S, Saint Cloud, MN, 56301

4 Bedrooms2 Bathrooms1,781 Square Feet0.15 Acres

Days on market2

Year built1967

Garage spaces1

TypeResidential

Est. $2,550buyer credit when you buy with SODL

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About this home

WELCOME HOME! Affordable living in a great St. Cloud neighborhood, conveniently located close to shopping, dining, parks and everything you need. This well-maintained, one owner home features 3 bedrooms on the main level, (or the option to have 2BR on main plus dining room or office) hardwood floors, tons of natural light and great storage areas. Lower level features a 4th bedroom and two additional flex rooms offering endless possibilities for a craft room, home office, playroom, hobby space or workshop. Enjoy the convenience of an attached 1+ car garage, plus an additional storage shed for all of your outside extras. The fenced backyard provides a great space to relax, play or entertain. A wonderful opportunity to own a well-cared-for home in a great location!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1967

LevelsOne

Living area1,781 sqft

Above-grade finished960 sqft

Below-grade finished821 sqft

Lot size0.15 acres (.15 acres)

Days on market2

ListedSep 28, 2026

MLS #NST7152027

CountyStearns

SubdivisionColonial Gardens Add

Parcel #82460720000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space · 16x21 · 336 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Exterior features: Wood
Fencing: Wood
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 960 sqft
Roof: Asphalt
Year built: 1967

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Colonial Gardens Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,162 (2026)
Tax with assessments: 2170
Listed: Sep 28, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Storage Space

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room

AppliancesDryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Tile Floors

AccessibilityNone

Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorWood

RoofAsphalt

FoundationBlock

Foundation area960 sqft

Road frontageCity Street, Paved Streets, Sidewalks

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces1

Garage size336 sqft

Financial details

Annual taxes$2,162

Tax year2026

Taxes w/ assessments2170

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$2,550Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,550

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,214/mo

Principal & interest$972

Property taxes$180

Home insurance (est.)$62

Down payment

$37,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.