Does this property have an HOA?

Yes. The HOA fee is $275 per month.

What are the annual property taxes?

Annual property taxes are $12,407 (2026).

What school district is this property in?

This property is in the 11 - Anoka-Hennepin school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$950,000

$202/sqft

Reserve At Elm Creek 4th Add

12777 Cedar Ridge Lane, Champlin, MN, 55316

5 Bedrooms5 Bathrooms4,710 Square Feet0.23 Acres

Days on market0

Year built2018

Garage spaces3

HOA / month$275

TypeResidential

Est. $25,500buyer credit when you buy with SODL

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About this home

Welcome to privacy and luxury, nestled up to Elm Creek Park Reserve! This custom-built Reggie-Award-winning two story home is a perfect blend of special details, open flow, convenience, and privacy. Custom design features include ten foot ceilings, 8 foot doors, custom wainscoting, crown molding, bead board and ship lap, hardwood floors, custom enameled trim, and so many windows. Out on your maintenance free deck, enjoy spectacular sunsets, fireflies, and a night sky full of stars. The large sport pool is perfect for volleyball and basketball all summer long, with no neighbors behind for ultimate privacy. In the winter, settle in to the snow-globe feeling as the snow settles on all the trees of Elm Creek Park Reserve. This is one of the best lots, on the cul-de-sac lots in the prestigious Reserve at Elm Creek in Champlin. Elm Creek Park Reserve features miles and miles of paved and unpaved trails, curated mountain bike paths, groomed and lighted XC skiing, and a beginning downhill ski hill with rope tow. Living here feels like the best of being at a luxurious retreat, yet minutes from shopping, restaurants, highways, and schools. Community amenities include a large community pool, basketball/pickleball court, and playground. Schools: Champlin-Brooklyn Park Academy, Jackson Middle School, Champlin Park High School. Welcome home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2018

LevelsTwo

Living area4,710 sqft

Above-grade finished3,516 sqft

Below-grade finished1,194 sqft

Lot size0.23 acres (131X74)

Days on market0

ListedSep 25, 2026

MLS #NST7140193

CountyHennepin

SubdivisionReserve At Elm Creek 4th Add

Parcel #2412022320068

Facts & features

Interior

Bedrooms: 5
Bathrooms: 5
Bath breakdown: 2 full / 2 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Wine Cooler

Property

Levels / stories: Two
Garage: 3 spaces · 28x14x22x22 · 876 sqft
Parking features: Attached Garage, Insulated Garage
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Brick Veneer, Cement Board, Vinyl
Pool: Below Ground, Heated

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,570 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 2018

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Reserve At Elm Creek 4th Add
HOA: $275/quarter
HOA name: The Reserve at Elm Creek
HOA phone: 7634215435
HOA includes: Other, Professional Mgmt, Recreation Facility, Shared Amenities
School district: 11 - Anoka-Hennepin

Financial & listing details

Annual tax: $12,407 (2026)
Listed: Sep 25, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths2

3/4 baths2

Half baths1

1/4 baths0

BasementFinished, Sump Pump, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryLaundry Room, Upper Level

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Wine Cooler

DiningEat In Kitchen, Kitchen/Dining Room, Separate/Formal Dining Room

AccessibilityNone

Special features2nd Floor Laundry, 3 BR on One Level, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorBrick Veneer, Cement Board, Vinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area1,570 sqft

Patio/porchComposite Decking, Deck, Patio

Lot featuresProperty Adjoins Public Land, Tree Coverage - Medium

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Insulated Garage

Garage spaces3

Garage size876 sqft

Financial details

Annual taxes$12,407

Tax year2026

Taxes w/ assessments12407

Assessment pendingNo

HOA fee$275

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District11 - Anoka-Hennepin

District number11

District phone7635061000

High schoolAnoka-Hennepin

SODL flat fee brokerage

$25,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $25,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$6,618/mo

Principal & interest$4,993

Property taxes$1,034

Home insurance (est.)$317

HOA fees$275

Down payment

$190,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.