Listed at
$775,000
$210/sqft

Davis Mississippi Cove 2nd Add

12601 96th Street, Otsego, MN, 55330
5  Bedrooms4  Bathrooms3,699  Square Feet1.005  Acres
Days on market5
Year built2013
Garage spaces3
HOA / month$500
TypeResidential
Est. $20,250buyer credit when you buy with SODL
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About this home

Welcome to the Desirable Mississippi Cove Neighborhood and Discover the Harmony of Country Living & Community. Beautiful, Spacious 5 Bedroom, 4 Bath Two Story Recently Updated with freshly Epoxied Floor in the Heated Garage, Professionally Painted Throughout the entire Interior, New Carpeting & New Hardwood Floors. Private Main Level Office with French Doors, Mudroom with Bench & Coat Hooks, Main Floor Laundry with plentiful Cabinets, Large Kitchen with Freshly Enameled Cabinets, Double Wall Oven & Huge Center Island. Granite Countertops & Stainless-Steel Appliances, Bright Great Room with Stone Faced Gas Fireplace. Walkout to the Private Deck overlooking an Inviting enormous backyard with a firepit and room for play. The Upper-level features 4 Bedrooms including the Large Primary Suite with a vaulted ceiling, sun filled private Luxury Bath complimented with a 6' Soaking Tub, Double Vanity, Walk-In Closet and separate shower. The Lower Level is bright with daylight windows and includes a Huge Family Room for entertaining a cozy bar with granite countertops, refrigerator & cabinets, a Custom Tiled Bathroom with a Large Walk-In shower and the spacious 5th Bedroom. Enjoy the quiet country living in this very desirable location! And there is a large shed in the backyard for toys and gardening equipment!  Perfect!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2013
LevelsTwo
Living area3,699 sqft
Above-grade finished2,605 sqft
Below-grade finished1,094 sqft
Lot size1.005 acres (132x265x198x279)
Days on market5
ListedSep 24, 2026
MLS #NST7127515
CountyWright
SubdivisionDavis Mississippi Cove 2nd Add
Parcel #118247002030

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 24x32 · 768 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Deck, Front Porch
Exterior features
Stone, Engineered Wood, Shakes, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,298 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2013

Utilities

Water
Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Davis Mississippi Cove 2nd Add
HOA
$500/annual
HOA name
Mississippi Cove
HOA phone
3202923825
HOA includes
None
School district
728 - Elk River

Financial & listing details

Annual tax
$6,810 (2026)
Listed
Sep 24, 2026
Days on market
5
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Full, Storage Space, Sump Basket, Sump Pump, Tile Shower
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level, Sink
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Kitchen/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Other, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features4 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Engineered Wood, Shakes, Vinyl
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,298 sqft
Patio/porchDeck, Front Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Cul De Sac, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size768 sqft

Financial details

Annual taxes$6,810
Tax year2026
Taxes w/ assessments6810
Assessment pendingNo
HOA fee$500
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$20,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $20,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,399/mo
Principal & interest$4,073
Property taxes$568
Home insurance (est.)$258
HOA fees$500
%
$155,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12601 96th Street, Otsego, MN, 55330

Listing information

MLS #NST7127515
StatusActive
Last updatedSep 29, 2026, 2:49 PM
Originally listedSep 24, 2026, 1:34 PM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.