Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,866 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 193 days.

Listed at

$269,900

$158/sqft

126 5th Avenue

126 5th Avenue, Saint Joseph, MN, 56374

4 Bedrooms2 Bathrooms1,704 Square Feet0.27 Acres

Days on market193

Year built1979

Garage spaces3

TypeResidential

Est. $5,097buyer credit when you buy with SODL

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About this home

Spectacular Value! Well-kept 4bd, 2ba one level home is a must see! Attached Insulated garage and big 2 car detached garage plus 8x12 storage shed w/electric. This immaculate home features 2 main level bedrooms, and 2 in the lower level. Nice cozy family room. Many updates, all new laminate flooring in kitchen, dining room, living room, and bedrooms. Newer windows, furnace and roofs over the past few years. Very large concrete patio for entertaining w/ power 12x14 sun awning. Home is extremely efficient. Fenced back yard is great for a pet. Don't miss this St. Joseph charmer! Listing Agent is Related to Seller.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1979

LevelsOne

Living area1,704 sqft

Above-grade finished896 sqft

Below-grade finished808 sqft

Lot size0.27 acres (50x155x92x189)

Days on market193

ListedMar 15, 2026

MLS #NST7037019

CountyStearns

Parcel #84534850000

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 24x24 · 576 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage, Multiple Garages
Patio & porch: Awning(s), Patio
Fencing: Chain Link
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 896 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Year built: 1979

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

HOA: No HOA
School district: St. Cloud

Financial & listing details

Annual tax: $2,866 (2025)
Listed: Mar 15, 2026
Days on market: 193 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Egress Window(s), Finished, Sump Basket, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryLower Level

AppliancesDishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Patio

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched

Foundation area896 sqft

Patio/porchAwning(s), Patio

Lot featuresTree Coverage - Light

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Finished Garage, Garage Door Opener, Insulated Garage, Multiple Garages

Garage spaces3

Garage size576 sqft

Financial details

Annual taxes$2,866

Tax year2025

Taxes w/ assessments2866

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2249

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,097Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,097

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,747/mo

Principal & interest$1,418

Property taxes$239

Home insurance (est.)$90

Down payment

$53,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.