Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,078.74 (2026).

What school district is this property in?

This property is in the 345 - New London-Spicer school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 127 days.

Listed at

$497,000

$334/sqft

12589 13th Street

12589 13th Street, Spicer, MN, 56288

3 Bedrooms2 Bathrooms1,488 Square Feet0.12 Acres

Days on market127

Year built1971

Garage spaces2

TypeResidential

Est. $11,910buyer credit when you buy with SODL

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About this home

Welcome to the Sandy Shoreline of Lake Florida! This adorable Lake Home sits on 60ft of Prime Level Beach and has room for the whole family to make memories at the Lake this Summer! Enjoy Lake views from the Kitchen / Dining area or the Lakeside Family Room - each with Patio doors that head out to the water! The main level of the home also has an extra Living Room that offers extra space for guests - and a 1/2 bath and Laundry. Upstairs you'll find 3 bedrooms including the Lakeside Primary Bedroom with a private balcony overlooking the water - and a 3/4 bath. Store your lake toys in the attached 2 stall garage and outdoor storage room - and simply relax and unwind at the lake! As a bonus, you get to enjoy Sunsets across the road! Call today for more info!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1971

LevelsTwo

Living area1,488 sqft

Above-grade finished1,488 sqft

Below-grade finished0 sqft

Lot size0.12 acres (60x84)

Days on market127

ListedApr 22, 2026

MLS #NST7057568

CountyKandiyohi

Parcel #237900060

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 22x22 · 484 sqft
Parking features: Attached Garage
Patio & porch: Deck
Exterior features: Fiber Board
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 912 sqft
Roof: Asphalt
Year built: 1971

Utilities

Water: Well
Sewer: City Sewer/Connected
Fuel: Propane
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: 345 - New London-Spicer
High school district: New London-Spicer

Financial & listing details

Annual tax: $4,078.74 (2026)
Tax with assessments: 5280
Listed: Apr 22, 2026
Days on market: 127 · 114 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths0

3/4 baths1

Half baths1

1/4 baths0

BasementCrawl Space

HeatingForced Air

CoolingCentral Air

LaundryMain Level

AppliancesDryer, Electric Water Heater, Exhaust Fan, Fuel Tank - Rented, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen

AmenitiesDeck, Kitchen Window, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorFiber Board

RoofAsphalt

FoundationBlock

Foundation area912 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline

Road frontagePaved Streets

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerCity Sewer/Connected

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size484 sqft

Financial details

Annual taxes$4,078.74

Tax year2026

Taxes w/ assessments5280

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District345 - New London-Spicer

District number345

District phone3203542252

High schoolNew London-Spicer

SODL flat fee brokerage

$11,910Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,910

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,118/mo

Principal & interest$2,612

Property taxes$340

Home insurance (est.)$166

Down payment

$99,400

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.