Listed at
$2,250,000
$350/sqft

12545 Arcola Trail

12545 Arcola Trail, Stillwater, MN, 55082
6  Bedrooms5  Bathrooms6,422  Square Feet4.425  Acres
Days on market166
Year built2001
Garage spaces3
TypeResidential
Est. $64,500buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

While each home has its own story to tell, and presents an opportunity for creating lifetime memories, rarely does a home offer the chance to transform the way one lives now and for future generations. Arcola does. Welcome to this stunning 2001 build that sits high on the St. Croix River Bluff while also offering a charming 1940’s era pied-a-terre right on the St. Croix River with two beds, bath, stone fireplace and amazing deck overhanging the river. 270 feet of shoreline round out this amazing estate that’s just minutes from Marine on St. Croix, Stillwater and Hudson. To only focus on beds and baths would do this property a disservice. The reality is there’s something for everyone. The main home sits on 4+ acres and offers stunning wildlife viewing, a fabulous outdoor pool with water features, large firepit and ample space for outdoor activities. Inside you’ll find the usual attributes like chefs kitchen with high-end Viking, Wolf and Subzero appliances. The amazing sunroom off the kitchen and overlooking the pool features a stacked stone fireplace and heated floors. The heated three car garage is oversize for all the cars and toys. The basement features daylight lookout windows, a great family room and full-size wet bar. Upstairs you’ll find a gracious primary suite and additional beds and baths plus a great bunk room over the garage. Two laundry spaces as well (upper and lower levels) round out the main house. Travel 100 yards down the road and head down the hill to your private cabin with boat slip and Soo Line Railroad bridge views. Perfect for seasonal use this spot offers unrivaled relaxation as you watch the river flow by and the seasons change. If you’re looking for a perfect retreat, on one of Minnesota’s most beautiful river settings, but don’t want to be away from all the metro has to offer look no further. This is it. Welcome home.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built2001
LevelsTwo
Living area6,422 sqft
Above-grade finished4,702 sqft
Below-grade finished1,720 sqft
Lot size4.425 acres (125x768x270x843)
Days on market166
ListedApr 8, 2026
MLS #NST7046143
CountyWashington
Parcel #3203119230011

Facts & features

Interior

Bedrooms
6
Bathrooms
5
Bath breakdown
2 full / 2 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Two
Garage
3 spaces · 36x30 · 1,091 sqft
Parking features
Attached Garage
Patio & porch
Patio, Porch
Exterior features
Cement Board
Pool
Below Ground, Outdoor

Construction

Property type
Residential
Property subtype
Single Family
Foundation
8 ft+ Pour · 1,911 sqft
Roof
Age 8 Years or Less
Year built
2001

Utilities

Water
Private
Sewer
Private Sewer
Fuel
Natural Gas

Community & HOA

HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$15,460 (2026)
Listed
Apr 8, 2026
Days on market
166
Manufactured home
Yes

Interior details

Total bathrooms5
Full baths2
3/4 baths2
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Storage Space
HeatingForced Air
CoolingCentral Air
Fireplaces3
LaundryLaundry Room, Upper Level
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Kitchen/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Dock, Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, Tile Floors, Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorCement Board
RoofAge 8 Years or Less
Foundation8 ft+ Pour
Foundation area1,911 sqft
Patio/porchPatio, Porch
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size1,091 sqft

Financial details

Annual taxes$15,460
Tax year2026
Taxes w/ assessments15460
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$64,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $64,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$13,863/mo
Principal & interest$11,825
Property taxes$1,288
Home insurance (est.)$750
%
$450,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12545 Arcola Trail, Stillwater, MN, 55082

Comparable homes

Listing information

MLS #NST7046143
StatusActive
Last updatedJul 8, 2026, 6:09 PM
Originally listedApr 16, 2026, 12:00 AM
Listing officeLakes Sotheby's International Realty
Co-listing officeLakes Sotheby's International Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.