Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $7,040 (2025).

What school district is this property in?

This property is in the 832 - Mahtomedi school district.

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property was listed for 236 days.

Pending

$699,000

$199/sqft

Royalhaven Estates

12521 Homestead Drive, Hugo, MN, 55110

4 Bedrooms3 Bathrooms3,520 Square Feet0.975 Acres

Days on market236

Year built1972

Garage spaces4

TypeResidential

Est. $17,970buyer credit when you buy with SODL

About this home

This amazing lakeshore opportunity is once again available! Homes do not often come on the market on beautiful Sunset lake! Price reduced! Septic system non-compliant, buyers needed to move on before situation could be resolved. POPULAR MAHTOMEDI SCHOOL DISTRICT! Location, location, location! Opportunities on Sunset Lake do not come along that often Enoy your morning coffee as you watch the sunrise over the beautiful lake! This six-bedroom, 3 bath needs some updating and some work but there is great potential here! Imagine entertaining guests on a leisure pontoon ride, then come into a cozy bonfire. Save yourself the commute to a second lake home. Walkout to your own sandy beach and nature filled wooded lot! Great convenient location not far from downtown White Bear Lake! Two garages on the property give you extra storage for your boats, toys or extra cars. Second garage has an attached porch and two garage doors, one facing the lake making it easy for boat storage access! Lots of peace and quiet here, enjoy all this lake home has to offer!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1972

LevelsSplit Entry (Bi-Level)

Living area3,520 sqft

Above-grade finished1,800 sqft

Below-grade finished1,720 sqft

Lot size0.975 acres (TBD)

Days on market236

ListedDec 29, 2025

MLS #NST6826322

CountyWashington

SubdivisionRoyalhaven Estates

Parcel #3403121130002

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Exhaust Fan, Freezer, Range, Refrigerator, Washer

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 4 spaces · 728 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Electric, Garage Door Opener
Exterior features: Wood
Fencing: None
View: East, Lake

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,800 sqft
Year built: 1972

Utilities

Water: Well
Sewer: Other, Tank with Drainage Field
Fuel: Electric, Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Royalhaven Estates
HOA: No HOA
School district: 832 - Mahtomedi
High school district: Mahtomedi

Financial & listing details

Annual tax: $7,040 (2025)
Listed: Dec 29, 2025
Days on market: 236
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Full

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryIn Basement, Lower Level

AppliancesDishwasher, Disposal, Exhaust Fan, Freezer, Range, Refrigerator, Washer

DiningBreakfast Area, Informal Dining Room

AmenitiesBalcony, Deck, Dock, Hot Tub, Intercom System, Kitchen Window, Skylight, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

ExteriorWood

FoundationBlock

Foundation area1,800 sqft

Lot featuresAccessible Shoreline

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerOther, Tank with Drainage Field

FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Electric, Garage Door Opener

Garage spaces4

Garage size728 sqft

Financial details

Annual taxes$7,040

Tax year2025

Taxes w/ assessments7040

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District832 - Mahtomedi

District number832

District phone6514072001

High schoolMahtomedi

SODL flat fee brokerage

$17,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $17,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,493/mo

Principal & interest$3,674

Property taxes$587

Home insurance (est.)$233

Down payment

$139,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.