Sold price · Closed Nov 7, 2025
White-Island Beach
About this home
Enjoy lake life on the Whitefish Chain at this 4-bedroom, 3-bath Island Lake home, which is situated in the renowned White Island Beach Association. The property boasts 131 feet of private lakeshore, and just down the road is an impressive 500 feet of shared level sugar sand beach. This well-maintained Up North feel home features a vaulted wood ceiling, a stone fireplace with log mantle, rustic hardwood floors, and log railings. The main level features an open floor plan, lakeside dining, a modern kitchen, an expansive lakeside wall of windows, and access to the lakeside deck. Additional features include a back entryway with custom cabinetry, a bedroom, and a bathroom. The upper-level private primary bedroom suite features an oversized custom tile walk-in shower and a loft area overlooking the living room, suitable for an office. The walkout finished lower level has a family room, two bedrooms, a bathroom, and a utility room with a laundry area. The detached, insulated, and heated 2-stall garage has a newly coated floor and a finished room above, currently being used as a bunk room. It is ideal for guests, hobbies, or playing games. Outside amenities include a lakeside deck for sharing a meal, a lakeside fire pit for gathering under the stars, and convenient access to the Whitefish Chain for boating, fishing, swimming, and more. As a member of the White Island Beach Association, you will enjoy the 500 feet of shared sugar sand beach! You will be minutes from all the Crosslake amenities, by land and by water. The property is being sold furnished with some exclusions, so you can start enjoying the classic lakefront lifestyle in a beautiful natural setting right away. Start making treasured family memories right here on Island Lake on the Whitefish Chain.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 1 full / 2 3/4
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Humidifier, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Washer
Property
- Levels / stories
- One and One Half
- Garage
- 2 spaces · 24x28 · 672 sqft
- Parking features
- Detached Garage, Concrete, Garage Door Opener, Heated Garage, Insulated Garage
- Patio & porch
- Deck
- Exterior features
- Cedar
- Fencing
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Frame
- Foundation
- Other · 1,180 sqft
- Roof
- Age 8 Years or Less, Asphalt
- Year built
- 1999
Utilities
- Water
- Drilled, Shared System, Well
- Sewer
- Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Fuel
- Natural Gas
- Electric
- Circuit Breakers, 200+ Amp Service
Community & HOA
- Subdivision
- White-Island Beach
- HOA
- $700/annual
- HOA name
- Whitefish Island Beach
- HOA phone
- 6515921110
- HOA includes
- Beach Access, Other, Sanitation, Sewer, Shared Amenities, Water
- School district
- 186 - Pequot Lakes
Financial & listing details
- Annual tax
- $7,469 (2025)
- Tax with assessments
- 7494
- Listed
- Sep 10, 2025
- Days on market
- 41 · 145 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12463 White Island Drive, Crosslake, MN, 56442
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
