Pending
$290,000
$152/sqft

Ridgewood 4th Add

1242 32nd Street Circle S, Moorhead, MN, 56560
4  Bedrooms2  Bathrooms1,912  Square Feet0.39  Acres
Days on market73
Year built1990
Garage spaces3
TypeResidential
Est. $5,700buyer credit when you buy with SODL

About this home

Newly updated 4-bed, 2-bath bi-level on a generous 0.39-acre lot in town! This 2,032 sqft home features new upstairs flooring plus fresh carpet, trim, and paint throughout. Major updates include new windows (2019) and a new roof (2022). The open layout provides great natural light and comfortable living areas on both levels. The property also offers excellent garden space with pollinator-friendly perennials, all currently winterized and ready for spring. Conveniently located near schools, parks, and The Meadows Golf Course, this move-in-ready home offers modern updates, comfort, and a large yard, all in one package.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1990
LevelsSplit Entry (Bi-Level)
Living area1,912 sqft
Above-grade finished1,018 sqft
Below-grade finished894 sqft
Lot size0.39 acres (Irregular)
Days on market73
ListedNov 8, 2025
MLS #NST6815101
CountyClay
SubdivisionRidgewood 4th Add
Parcel #586460110

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Baseboard, Dual Fuel/Off Peak
Cooling
Central Air
Appliances
Dryer, Stainless Steel Appliances, Washer

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 520 sqft
Parking features
Attached Garage
Patio & porch
Deck, Patio
Pool
None
Fencing
Wood

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,014 sqft
Roof
Age 8 Years or Less
Year built
1990

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Other

Community & HOA

Subdivision
Ridgewood 4th Add
HOA
No HOA
School district
Moorhead

Financial & listing details

Annual tax
$3,625.85 (2025)
Tax with assessments
3904
Listed
Nov 8, 2025
Days on market
73
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementFinished
HeatingBaseboard, Dual Fuel/Off Peak
CoolingCentral Air
LaundryLower Level
AppliancesDryer, Stainless Steel Appliances, Washer
AmenitiesDeck, Patio
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less
Foundation area1,014 sqft
Patio/porchDeck, Patio
Lot featuresIrregular Lot
Road frontageCul De Sac
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelOther

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size520 sqft

Financial details

Annual taxes$3,625.85
Tax year2025
Taxes w/ assessments3904
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number832
District phone2182843300
High schoolMoorhead
SODL flat fee brokerage
$5,700Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,700

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,923/mo
Principal & interest$1,524
Property taxes$302
Home insurance (est.)$97
%
$58,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1242 32nd Street Circle S, Moorhead, MN, 56560

Listing information

MLS #NST6815101
StatusPending
Last updatedJan 20, 2026, 11:29 PM
Originally listedNov 8, 2025, 10:47 AM
Listing officeRaboin Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.