Pending
$439,900
$185/sqft

Otsego Preserve

12407 65th Street NE, Otsego, MN, 55301
5  Bedrooms3  Bathrooms2,374  Square Feet0.318  Acres
Days on market31
Year built2005
Garage spaces3
TypeResidential
Est. $10,197buyer credit when you buy with SODL

About this home

Welcome to this beautifully updated Otsego home offering three bedrooms on one level and new flooring throughout. The main level features a bright living room and dining area, highlighted by new stainless steel appliances, center island and a walk-in pantry - ideal for everyday living and entertaining. The deck is directly off the dining area, which leads to a paver patio and fire pit, creating a seamless indoor-outdoor living experience. Upstairs, you’ll find three bedrooms, including the primary suite with a stylish walk-through bathroom showcasing modern vertical subway tile. The lower-level family room offers an electric fireplace along with a bedroom and updated bath. The newly finished basement adds even more space with a comfortable den, 3/4 bath, and a private 5th bedroom featuring a walk-in closet. Conveniently located near Zimmer Farm Park, trails, the new Costco and commuter routes, this move-in-ready home blends comfort, style, and functionality.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2005
LevelsFour or More Level Split
Living area2,374 sqft
Above-grade finished1,298 sqft
Below-grade finished1,076 sqft
Lot size0.318 acres (105x184)
Days on market31
ListedDec 26, 2025
MLS #NST7002549
CountyWright
SubdivisionOtsego Preserve
Parcel #118194003090

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 660 sqft
Parking features
Attached Garage, Asphalt, Heated Garage
Patio & porch
Deck, Rear Porch
Fencing
Partial
Lot size
0.318 acres

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,298 sqft
Year built
2005

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Otsego Preserve
HOA
No HOA
School district
Elk River

Financial & listing details

Annual tax
$5,478 (2025)
Listed
Dec 26, 2025
Days on market
31
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementEgress Window(s), Finished
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Basement
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningKitchen/Dining Room
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

Foundation area1,298 sqft
Patio/porchDeck, Rear Porch
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage
Garage spaces3
Garage size660 sqft

Financial details

Annual taxes$5,478
Tax year2025
Taxes w/ assessments5478
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2241
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$10,197Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,197

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,915/mo
Principal & interest$2,312
Property taxes$457
Home insurance (est.)$147
%
$87,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12407 65th Street NE, Otsego, MN, 55301

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Listing information

MLS #NST7002549
StatusPending
Last updatedFeb 2, 2026, 2:18 AM
Originally listedJan 1, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.