12385 S Bay Court
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About this home
Discover waterfront living on Beltrami Lake — part of a 7,000+ acre chain offering unmatched boating and recreation. This expansive, meticulously maintained home sits on a private dead-end road with 218' of pristine lakeshore and 1.26 acres of yard and privacy. Enjoy stunning sunset views from a large lakeside deck or the custom paver stone patio — perfect for entertaining, relaxing or watching boats glide by. Inside, over 4,000 sq ft of living space offers generous room for family and guests: 4 bedrooms, 3 baths, a lakeside primary suite, and a formal dining room for special occasions. The floorplan blends comfortable everyday living with impressive entertaining spaces. Practical conveniences include a 3-stall attached garage and an asphalt driveway. This property pairs rare shoreline frontage and privacy with immediate access to miles of boating, fishing and recreation across the chain. Whether you’re seeking a year-round family retreat or a premier lake getaway, this Beltrami Lake home delivers space, sunsets and lifestyle. Schedule your showing and experience the water-front sense of place.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 2 full / 1 3/4
- Heating
- Baseboard, Dual Fuel/Off Peak, Forced Air, Fireplace(s)
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Property
- Levels / stories
- Two
- Garage
- 3 spaces · 34x24 · 816 sqft
- Parking features
- Attached Garage, Asphalt, Finished Garage, Garage Door Opener
- Patio & porch
- Deck, Patio
- Exterior features
- Vinyl
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Construction materials
- Frame
- Foundation
- Block · 1,970 sqft
- Roof
- Age Over 8 Years, Asphalt
- Year built
- 2001
Utilities
- Water
- 4-Inch Submersible, Private
- Sewer
- Private Sewer, Tank with Drainage Field
- Fuel
- Electric, Propane
- Electric
- Circuit Breakers
Community & HOA
- HOA
- No HOA
- School district
- 31 - Bemidji
- High school district
- Bemidji
Financial & listing details
- Annual tax
- $5,052 (2025)
- Tax with assessments
- 5238
- Listed
- Mar 11, 2026
- Days on market
- 90 · 92 cumulative
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12385 S Bay Court, Bemidji, MN, 56601
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
