Listed at
$749,900
$224/sqft

12369 95th Street

12369 95th Street, Otsego, MN, 55330
3  Bedrooms3  Bathrooms3,345  Square Feet10  Acres
Days on market69
Year built1987
Garage spaces8
TypeResidential
Est. $19,497buyer credit when you buy with SODL
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About this home

Acreage with spacious one-story home! Privacy, Space, and Investment Potential on 10 Beautiful Acres Welcome to a rare find in Otsego: a beautifully maintained one-story home with a full basement, set on 10 spectacular acres offering the perfect balance of privacy, comfort, and future potential. Whether your dream includes horses grazing in open pasture, peaceful mornings surrounded by wildlife, or the convenience of shopping and schools just minutes away, this property delivers on every front. Inside, the main level features three comfortable bedrooms and three bathrooms, including a primary suite with a walk-in closet and private bath. The home’s thoughtful layout provides both everyday functionality and room to grow. The full basement, complete with a private entrance, expands your possibilities even further—ideal for guests, hobbies, office space, recreation, or a potential fourth bedroom (non-egress). Outdoors, the amenities continue. A 45’ x 30’ pole shed offers exceptional storage and workspace, including a 12-foot-high side door perfect for RVs, plus a 4’ x 8’ dog kennel. With quality steel siding and 50-year shingles, the home is built for long-lasting durability and peace of mind. The land itself is the true standout. Enjoy a nicely wooded setting, 7 acres of pasture, and abundant wildlife that create a serene country feel. Relax or entertain in the three-season sunroom or on the patio while taking in the natural beauty around you. Location is another major advantage. Just 1.5 miles from Prairie View School and minutes from shopping in Elk River, Monticello, and Albertville, you’ll appreciate the convenience without sacrificing privacy. With its prime position inside Otsego city limits and easy access to I-94, this acreage also offers superb long-term investment potential. This is a rare chance to own land where privacy, nature, location, and opportunity come together. Properties like this don’t come along often—and they don’t last long. Quick close possible.

View this property at

Date
Sep 26, 2026
Time
7pm – 8pm
Address
12369 95th Street, Otsego, MN, 55330

Listed By: Life and Liberty Real Estate • NST7107292 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1987
LevelsOne
Living area3,345 sqft
Above-grade finished1,995 sqft
Below-grade finished1,350 sqft
Lot size10 acres (338x1319x337x1319)
Days on market69
ListedJul 20, 2026
MLS #NST7107292
CountyWright
Parcel #118500183101

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Dual Fuel/Off Peak, Forced Air
Cooling
Attic Fan, Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
8 spaces · 24x24 · 576 sqft
Parking features
Attached Garage, Detached Garage, Gravel, Electric, Finished Garage, Garage Door Opener, Insulated Garage, Multiple Garages, Storage
Patio & porch
Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened
Exterior features
Steel Siding
Other structures
Garage(s), Kennel/Dog Run, Pole Building, Workshop

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,818 sqft
Roof
Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Year built
1987

Utilities

Water
4-Inch Submersible, Drilled, Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Electric, Propane
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$7,170 (2026)
Listed
Jul 20, 2026
Days on market
69 · 10 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Sump Pump
HeatingDual Fuel/Off Peak, Forced Air
CoolingAttic Fan, Central Air
LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Fuel Tank - Rented, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), French Doors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Security System, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding
RoofAge Over 8 Years, Architectural Shingle, Asphalt, Pitched
FoundationBlock
Foundation area1,818 sqft
Patio/porchEnclosed, Front Porch, Patio, Porch, Rear Porch, Screened
Lot featuresSuitable for Horses, Tillable, Tree Coverage - Medium, Underground Utilities
Road frontageCounty Road, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field
FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Detached Garage, Gravel, Electric, Finished Garage, Garage Door Opener, Insulated Garage, Multiple Garages, Storage
Garage spaces8
Garage size576 sqft

Financial details

Annual taxes$7,170
Tax year2026
Taxes w/ assessments7170
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$19,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $19,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,789/mo
Principal & interest$3,941
Property taxes$598
Home insurance (est.)$250
%
$149,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12369 95th Street, Otsego, MN, 55330

Listing information

MLS #NST7107292
StatusActive
Last updatedSep 25, 2026, 5:26 AM
Originally listedJul 21, 2026, 11:37 AM
Listing officeLife and Liberty Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.