Listed at
$480,000
$191/sqft

Northwater

12361 71st Street, Otsego, MN, 55330
5  Bedrooms4  Bathrooms2,513  Square Feet0.24  Acres
Days on market57
Year built2026
Garage spaces3
TypeResidential
Est. $11,400buyer credit when you buy with SODL
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About this home

Ask about how you can receive a 4.99% Gov or 5.5% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home when using D.R. Horton’s preferred lender!!! The Cameron II is a 5-bedroom home that features an amazing kitchen layout with large center island and corner walk-in pantry. The kitchen is highlighted by subway tile backsplash, quartz countertops and stainless steel appliances. Not to mention the main level eye catcher - vaulted ceilings! Primary bedroom features MASSIVE walk-in closet and executive height, double vanity in the primary ensuite bathroom. 5th bedroom located on the main level features decorative French doors. AND the FINISHED WALKOUT basement features an amazing back yard. Take this home and place it in the great location of minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, COSTCO minutes away. What more could you ask for? NO HOA!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsThree Level Split
Living area2,513 sqft
Above-grade finished1,856 sqft
Below-grade finished657 sqft
Lot size0.24 acres (66 x 163 x 66 x 157)
Days on market57
ListedAug 2, 2026
New constructionYes
MLS #NST7120257
CountyWright
SubdivisionNorthwater
Parcel #118361005050

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories
Three Level Split
Garage
3 spaces · 618 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Covered, Front Porch
Exterior features
Stone, Vinyl
Lot size
0.24 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,856 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Builder
D.R. HORTON
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Northwater
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$1,134 (2026)
Listed
Aug 2, 2026
Days on market
57
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDrain Tiled, Finished, Storage Space, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Electric Dryer Hookup, Lower Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesCable, Ethernet Wired, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Divided Bdr Flr Plan, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched
FoundationPoured Concrete
Foundation area1,856 sqft
Patio/porchCovered, Front Porch
Lot featuresIrregular Lot, Sod Included in Price
Road frontageCity Street, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size618 sqft

Financial details

Annual taxes$1,134
Tax year2026
Taxes w/ assessments1134
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$11,400Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,400

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,777/mo
Principal & interest$2,523
Property taxes$95
Home insurance (est.)$160
%
$96,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12361 71st Street, Otsego, MN, 55330

Listing information

MLS #NST7120257
StatusActive
Last updatedSep 21, 2026, 5:17 PM
Originally listedAug 2, 2026, 2:59 PM
Listing officeD.R. Horton, Inc.
Co-listing officeD.R. Horton, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.