Northwater
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About this home
Ask about how you can receive a 4.99% Gov or 5.5% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home when using D.R. Horton’s preferred lender!!! Welcome home to one of our most desirable floorplans - the Finnegan. The Finnegan is sure to impress with features like stainless steel appliances, quartz countertops, kitchen tile backsplash and large walk-in pantry. Vaulted ceilings on the main level, cozy electric fireplace, a study, and a finished lower level are all features of the magnificent Finnegan. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, COSTCO minutes away, what more could you ask for? NO HOA!
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Bath breakdown
- 2 full / 1 3/4 / 1 half
- Heating
- Forced Air, Fireplace(s)
- Cooling
- Central Air
- Appliances
- Air-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater
Property
- Levels / stories
- Three Level Split
- Garage
- 3 spaces · 664 sqft
- Parking features
- Attached Garage, Asphalt, Garage Door Opener
- Patio & porch
- Covered, Front Porch
- Exterior features
- Stone, Vinyl
- Pool
- None
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Poured Concrete · 1,796 sqft
- Roof
- Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
- Builder
- D.R. HORTON
- New construction
- Yes
Utilities
- Water
- City Water/Connected
- Sewer
- City Sewer/Connected
- Fuel
- Natural Gas
- Electric
- 200+ Amp Service
Community & HOA
- Subdivision
- Northwater
- HOA
- No HOA
- School district
- 728 - Elk River
- High school district
- Elk River
Financial & listing details
- Annual tax
- $1,134 (2026)
- Listed
- Jul 21, 2026
- Days on market
- 69
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12345 71st Street, Otsego, MN, 55330
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
