Listed at
$450,000
$201/sqft

Northwater

12337 71st Street, Otsego, MN, 55330
4  Bedrooms4  Bathrooms2,242  Square Feet0.369  Acres
Days on market81
Year built2026
Garage spaces3
TypeResidential
Est. $10,500buyer credit when you buy with SODL
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About this home

Ask about how you can receive a 1/0 Buydown to a 4.50% FHA/VA or 4.75% Conventional mortgage PLUS up to $5,000 in closing costs on this home when using D.R. Horton’s preferred lender! This thoughtfully designed Bryant II plan features an open concept main level which is accented by vaulted ceilings. Kitchen boasts a large breakfast bar peninsula with plenty of seating, tiled backsplash and quartz counter tops. The primary bedroom features a private ensuite bath with dual vanity bath & spacious walk-in closet! An extra feature of the Bryant II is the main level powder bath. Not to mention FINISHED LOWER LEVEL!! Take this home and place it in the great location of minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, COSTCO just minutes away. What more could you ask for? NO HOA!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsThree Level Split
Living area2,242 sqft
Above-grade finished1,564 sqft
Below-grade finished678 sqft
Lot size0.369 acres (63 x 145 x 88 x 139)
Days on market81
ListedJul 9, 2026
New constructionYes
MLS #NST7104878
CountyWright
SubdivisionNorthwater
Parcel #118361005080

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories
Three Level Split
Garage
3 spaces · 618 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Covered, Front Porch
Exterior features
Stone, Vinyl
Lot size
0.369 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,564 sqft
Roof
Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Builder
D.R. HORTON
New construction
Yes

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Northwater
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$1,134 (2026)
Listed
Jul 9, 2026
Days on market
81
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementDrain Tiled, Finished, Storage Space, Sump Pump, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Electric Dryer Hookup, Lower Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Gas Water Heater, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater
DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Divided Bdr Flr Plan, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched
FoundationPoured Concrete
Foundation area1,564 sqft
Patio/porchCovered, Front Porch
Lot featuresSod Included in Price
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size618 sqft

Financial details

Annual taxes$1,134
Tax year2026
Taxes w/ assessments1134
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$10,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,609/mo
Principal & interest$2,365
Property taxes$95
Home insurance (est.)$150
%
$90,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12337 71st Street, Otsego, MN, 55330

Listing information

MLS #NST7104878
StatusActive
Last updatedSep 28, 2026, 8:46 PM
Originally listedJul 9, 2026, 4:42 PM
Listing officeD.R. Horton, Inc.
Co-listing officeD.R. Horton, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.