Listed at
$899,000
$1,029/sqft

Crescent Beach

12330 Panama Avenue, Stillwater, MN, 55082
1  Bedrooms1  Bathroom874  Square Feet0.65  Acres
Days on market2
Year built1952
ParkingGravel
HOA / month$250
TypeResidential
Est. $23,970buyer credit when you buy with SODL
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About this home

Rare opportunity to own 104 feet of beautiful, level sandy lakeshore with a desirable west-facing setting—perfect for enjoying spectacular sunsets and long summer days at the lake. Held by the same family for approximately 80 years, this special property is ready for its next chapter. The level lot and sandy beach provide an incredible setting to create your dream lake home from the ground up or bring new life to the existing cabin with your own ideas and personal touches. The cabin is in rough condition and will require significant updating and improvements, making this an ideal opportunity for a buyer looking for a project or a prime building site. Whether you envision restoring the charm of the original family cabin or starting fresh with a new lake home, the real value is in the setting—104 feet of sandy shoreline, a level lot, western exposure, and endless possibilities for making memories at the lake. Property is being sold as-is. Existing septic system is noncompliant.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1952
LevelsOne
Living area874 sqft
Above-grade finished874 sqft
Below-grade finished0 sqft
Lot size0.65 acres (104x276)
Days on market2
ListedSep 25, 2026
MLS #NST7150286
CountyWashington
SubdivisionCrescent Beach
Parcel #3503120420010

Facts & features

Interior

Bedrooms
1
Bathrooms
1
Bath breakdown
1 3/4
Heating
Other
Cooling
None
Appliances
Microwave, Range

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Front Porch
Exterior features
Log Siding
Other structures
Storage Shed
View
Bay, Lake, Panoramic, West

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Raised · 874 sqft
Roof
Age Over 8 Years
Year built
1952

Utilities

Water
Well
Sewer
Septic System Compliant - No
Fuel
Electric, Natural Gas
Electric
Fuses

Community & HOA

Subdivision
Crescent Beach
HOA
$250/annual
HOA name
Crescent Beach Association
HOA phone
6515920031
HOA includes
Electricity, Snow Removal
School district
834 - Stillwater

Financial & listing details

Annual tax
$6,619 (2026)
Tax with assessments
6622
Listed
Sep 25, 2026
Days on market
2
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingOther
CoolingNone
AppliancesMicrowave, Range
AmenitiesPanoramic View
AccessibilityNone

Exterior & lot

ExteriorLog Siding
RoofAge Over 8 Years
FoundationRaised
Foundation area874 sqft
Patio/porchFront Porch
Lot featuresAccessible Shoreline
Road frontagePrivate Road
Road responsibilityAssociation Maintained Road, Private Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - No
FuelElectric, Natural Gas

Parking & garage

ParkingGravel
Garage spaces0

Financial details

Annual taxes$6,619
Tax year2026
Taxes w/ assessments6622
Assessment pendingNo
HOA fee$250
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$23,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $23,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,826/mo
Principal & interest$4,725
Property taxes$552
Home insurance (est.)$300
HOA fees$250
%
$179,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12330 Panama Avenue, Stillwater, MN, 55082

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Listing information

MLS #NST7150286
StatusActive
Last updatedSep 28, 2026, 7:46 PM
Originally listedSep 27, 2026, 12:00 AM
Listing officeSolutions Real Estate LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.