Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,225 (2026).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

How long has this property been on the market?

This property has been listed for 27 days.

Listed at

$895,000

$756/sqft

12314 Perkins Road

12314 Perkins Road, Crosslake, MN, 56442

2 Bedrooms2 Bathrooms1,184 Square Feet0.19 Acres

Days on market27

Year built2016

ParkingGravel

TypeResidential

Est. $23,850buyer credit when you buy with SODL

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About this home

Discover this stunning turn-key, 2-bedroom, 2-bath home facing north on Cross Lake within the Whitefish Chain, featuring high-end custom finishes throughout. Enjoy the level shoreline to the lake, the excellent sandy beach—perfect for swimming—the new beachfront and riprap installed in 2022, and the privacy of being on a secluded dead-end road. The great room showcases a lakeside wall of glass with breathtaking views of Cross Lake, a knotty pine vaulted ceiling, and a two-sided, floor-to-ceiling stone fireplace. The spacious kitchen opens to the great room and features a Quartz countertop, perfect for entertaining, along with stainless-steel appliances! The lakeside main-floor primary bedroom suite, with access to the lakeside deck, includes a full bathroom with custom tile and a walk-in closet. There is a second bedroom, and the three-quarter bathroom has a rustic-modern feel, featuring a wood-look tile shower that offers the warm look of natural wood. The lakeside guest house has an up-north vibe with knotty pine interior, ample space for a bed, and a fridge, ready for your personal updates. A shed provides additional storage space. End your day around the lakeside fire pit under the stars, sharing stories of your time on the Whitefish Chain. The home is just minutes by lake and land from all the amenities in Crosslake, including excellent restaurants, retail shops, hiking and biking trails, and top golf courses. As a year-round residence, it also allows you to enjoy winter activities in the Brainerd Lakes Area. Schedule a showing today and make your dream of lake life on the Whitefish Chain this summer a reality!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2016

LevelsOne

Living area1,184 sqft

Above-grade finished1,184 sqft

Below-grade finished0 sqft

Lot size0.19 acres (94 x 75 x 94 x 82)

Days on market27

ListedApr 30, 2026

MLS #NST7059300

CountyCrow Wing

Parcel #14300723

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Chandelier, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: One
Parking features: Gravel
Patio & porch: Composite Decking, Covered, Deck, Front Porch
Exterior features: Fiber Board
Other structures: Guest House, Storage Shed
View: Lake, North, Panoramic

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Block · 1,184 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2016

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $5,225 (2026)
Tax with assessments: 5250
Listed: Apr 30, 2026
Days on market: 27 · 13 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Crawl Space, Storage Space, Sump Pump, Unfinished

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesChandelier, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Local Area Network, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, Panoramic View, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNo Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Laundry

Exterior & lot

ExteriorFiber Board

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area1,184 sqft

Patio/porchComposite Decking, Covered, Deck, Front Porch

Lot featuresAccessible Shoreline, Tree Coverage - Medium, Underground Utilities

Road frontageNo Outlet/Dead End, Private Road, Unpaved Streets

Road responsibilityPrivate Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingGravel

Garage spaces0

Financial details

Annual taxes$5,225

Tax year2026

Taxes w/ assessments5250

Assessment pendingUnknown

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$23,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $23,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,437/mo

Principal & interest$4,704

Property taxes$435

Home insurance (est.)$298

Down payment

$179,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.