Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $0 (2025).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 79 days.

Sold / Closed

$471,990

Sold price · Closed May 21, 2026

$196/sqft

Northwater

12309 71st Court NE, Otsego, MN, 55330

4 Bedrooms4 Bathrooms2,402 Square Feet11658 Acres

Days on market79

Year built2025

Garage spaces3

TypeResidential

Est. $11,160buyer credit when you buy with SODL

About this home

Ask how you can receive a 5.50% Conventional or 4.99% Government 30 yr fixed rate mortgage PLUS up to $5,000 in closing costs on this home! Welcome home to one of our most desirable floorplans - the Finnegan. The Finnegan is sure to impress with features like stainless steel appliances, quartz countertops, kitchen tile backsplash and large walk-in pantry. Vaulted ceilings on the main level, cozy electric fireplace, a study, and a finished lower level are all features of the magnificent Finnegan. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, what more could you ask for? NO HOA

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2025

LevelsThree Level Split

Living area2,402 sqft

Above-grade finished1,796 sqft

Below-grade finished606 sqft

Lot size11658 acres (115 x 169 x 50 x 132)

Days on market79

ListedJan 15, 2026

New constructionYes

MLS #NST7008986

CountyWright

SubdivisionNorthwater

Parcel #118361005110

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Microwave, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories: Three Level Split
Garage: 3 spaces · 664 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Exterior features: Stone, Vinyl
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 8 ft+ Pour · 1,796 sqft
Roof: Age 8 Years or Less, Asphalt
Builder: D.R. HORTON
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Northwater
HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $0 (2025)
Listed: Jan 15, 2026
Days on market: 79
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementCrawl Space, Drain Tiled, Finished, Concrete, Storage/Locker, Storage Space, Sump Pump, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Exhaust Fan, Humidifier, Microwave, Stainless Steel Appliances, Tankless Water Heater

DiningBreakfast Bar, Eat In Kitchen, Living/Dining Room

AmenitiesFrench Doors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl

RoofAge 8 Years or Less, Asphalt

Foundation8 ft+ Pour

Foundation area1,796 sqft

Lot featuresSod Included in Price, Tree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size664 sqft

Financial details

Annual taxes$0

Tax year2025

Taxes w/ assessments0

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$11,160Estimated buyer credit

SODL platform fee $3,000Your buyer credit $11,160

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,110/mo

Principal & interest$2,481

Property taxes (est.)$472

Home insurance (est.)$157

Down payment

$94,398

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12309 71st Court NE, Otsego, MN, 55330

Street View

Listing information

MLS #NST7008986

StatusClosed

Last updatedMay 21, 2026, 8:52 PM

Originally listedJan 15, 2026, 10:56 AM

Listing officeD.R. Horton, Inc.

Co-listing officeD.R. Horton, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.