Listed at
$714,900
$332/sqft

12301 95th Street

12301 95th Street, Otsego, MN, 55330
3  Bedrooms2  Bathrooms2,155  Square Feet10  Acres
Days on market446
Year built1986
Garage spaces2
TypeResidential
Est. $18,447buyer credit when you buy with SODL
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About this home

Horse Property located on 10 acres, surrounded by farmland, on Cty Rd 39, Close to Everything, is set up for for a "Horse Lovers Dream"! This well maintained property with an updated 3BR, 2BA Split with 2 Car Attached Garage (with Shop area), Plus 2 Outbuildings; Indoor Riding Arena (66'x144' with 14' Side Walls) & Outdoor Riding Arena (80'x120'), Heated Barn (28' x 72') with 4 Box Stalls, Cross Tie/Tack/Wash area & Sheltered Turn-Out to Electric/Vinyl Fenced, 7 Acre Pasture, & Round Lunging Pen (60' Diameter). The Super Clean Home Features: Hardwood Floors throughout main level, Vaulted LR, DR, Kitchen Opens to 3 Season Porch/Sun Room (14'x24') overlooking the Peaceful Pasture. Kit with abundance of cabinets, & large picture window in LR, LL Den with "Wood Look" Hard Surface Flooring, Ceramic Tiled Baths (Floors & Walls) with 3/4 Walk-thru to Master BR, Mise Updates Incl: (2024) New Asphalt Roof on Home, Plus New Metal Roofs on Outbuildings, & (2023) New Vinyl Siding, Fascia, & Soffit on House, & 3 Season Porch/Sun Rm Addition. Great Location, only minutes to Shopping & Restaurants with easy access to Hwy's #101 & #169, & So Much More!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1986
LevelsSplit Entry (Bi-Level)
Living area2,155 sqft
Above-grade finished1,345 sqft
Below-grade finished810 sqft
Lot size10 acres (338x11319x337x1318)
Days on market446
ListedJul 9, 2025
MLS #NST6751168
CountyWright
Parcel #118500183100

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Microwave, Other, Range, Refrigerator, Washer, Water Softener Rented

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 26x24 · 690 sqft
Parking features
Attached Garage, Detached, Gravel, Asphalt, Concrete, Electric, Garage Door Opener, Multiple Garages, RV Access/Parking, Storage
Pool
None
Fencing
Electric, Full, Split Rail, Vinyl
Other structures
Additional Garage, Barn(s), Indoor Arena, Lean-To, Loafing Shed, Shed(s), Other, Pole Building, Workshop, Stable(s), Storage Shed, Tack Room

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Brick Veneer, Vinyl Siding
Foundation
1,008 sqft
Roof
Age 8 Years or Less, Asphalt, Metal, Pitched
Year built
1986

Utilities

Water
Submersible - 4 Inch, Drilled, Private, Well
Sewer
Septic System Compliant - Yes
Electric
Circuit Breakers, 150 Amp Service

Community & HOA

HOA
No HOA
School district
Elk River

Financial & listing details

Annual tax
$6,528 (2024)
Tax with assessments
6528.0000
Listed
Jul 9, 2025
Days on market
446 · 84 cumulative

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Basket, Sump Pump, Tile Shower
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Microwave, Other, Range, Refrigerator, Washer, Water Softener Rented
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt, Metal, Pitched
Foundation area1,008 sqft
Lot featuresSuitable for Horses, Tillable, Some Trees
Road frontageCounty Road, Paved Streets
Road responsibilityPublic Maintained Road
ZoningAgriculture

Utilities

Water sourceSubmersible - 4 Inch, Drilled, Private, Well
SewerSeptic System Compliant - Yes

Parking & garage

ParkingAttached Garage, Detached, Gravel, Asphalt, Concrete, Electric, Garage Door Opener, Multiple Garages, RV Access/Parking, Storage
Garage spaces2
Garage size690 sqft

Financial details

Annual taxes$6,528
Tax year2024
Taxes w/ assessments6528.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number728
District phone763-241-3400
High schoolElk River
SODL flat fee brokerage
$18,447Estimated buyer credit
SODL platform fee $3,000Your buyer credit $18,447

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,539/mo
Principal & interest$3,757
Property taxes$544
Home insurance (est.)$238
%
$142,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12301 95th Street, Otsego, MN, 55330

Listing information

MLS #NST6751168
StatusActive
Last updatedOct 1, 2025, 2:55 PM
Originally listedJul 9, 2025, 3:32 PM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.