Pending
$589,000
$156/sqft

Villages On The Rum Fifth Add

1230 Bergman Lane NW, Isanti, MN, 55040
5  Bedrooms4  Bathrooms3,784  Square Feet0.7  Acres
Days on market11
Year built2015
Garage spaces3
TypeResidential
Est. $14,670buyer credit when you buy with SODL

About this home

Stunning and truly one-of-a-kind, this custom-built 5BR/4BA two-story home sits on the Rum River, offering 102 feet of private river frontage on a beautifully landscaped .70-acre lot complete with its own dock. Designed for both elegance and comfort, the home features a striking stone gas fireplace with built-in shelving and a cove ceiling that creates a warm, inviting living space. The gourmet kitchen showcases granite countertops, tile backsplash, pot filler, double wall oven, gas cooktop, walk-in pantry, and a large center island with breakfast bar seating. An informal dining area flows effortlessly into the main living spaces and on to the deck, allowing you to enjoy and soak up the serene river views. The main floor also features an office with a quality built-in desk, and other shelving and cabinetry too. The amazing primary ensuite overlooks the backyard and river, enhanced by a maintenance free Juliette balcony perfect for taking in the peaceful waterfront setting. A spacious walk-in closet with an attached laundry room and a luxurious bathroom featuring a soaking tub, oversized tiled walk-in shower, in-floor heat, and private commode room complete this spa-like retreat. With four large bedrooms on one level, this home offers rare convenience and functionality. The finished walkout lower level adds even more living space with a 5th bedroom, family room, storage area, and ¾ bath—ideal for guests or multigenerational living. Outside, the property is a true haven with gorgeous perennials, landscape curbing, engineered wood siding, in-ground irrigation fed from the river, leaf guard gutters, mature trees and shrubs, a custom-built fire pit and stone patio, fenced garden area, charming playhouse, and a large maintenance-free 14x12 deck. The heated and insulated three-car garage features epoxy flooring and a shop area that could accommodate a 4th vehicle. Located in the heart of Isanti with city services, sidewalks, parks, and miles of walking and biking trails—plus your own dock for fishing, kayaking, or floating the Rum River—this remarkable property offers the perfect blend of luxury, convenience, and riverside living. Enjoy the 3D virtual tour and schedule your private showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built2015
LevelsTwo
Living area3,784 sqft
Above-grade finished2,784 sqft
Below-grade finished1,000 sqft
Lot size0.7 acres (80x36x330x55x47x353)
Days on market11
ListedDec 5, 2025
MLS #NST6822802
CountyIsanti
SubdivisionVillages On The Rum Fifth Add
Parcel #161060100

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Cooktop, Dishwasher, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 1,158 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Tandem Garage
Patio & porch
Composite Decking, Covered, Deck, Front Porch, Patio
Other structures
Other
View
River, West

Construction

Property type
Residential
Property subtype
Single Family Residence
Foundation
1,224 sqft
Roof
Age Over 8 Years, Asphalt, Pitched
Year built
2015

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Villages On The Rum Fifth Add
HOA
No HOA
School district
Cambridge-Isanti

Financial & listing details

Annual tax
$6,522 (2025)
Listed
Dec 5, 2025
Days on market
11
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementEgress Window(s), Finished, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Upper Level
AppliancesCooktop, Dishwasher, Double Oven, Dryer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Area, Informal Dining Room
AmenitiesBalcony, Ceiling Fan(s), Deck, Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, All Living Facilities on One Level, Primary Bdr Suite

Exterior & lot

RoofAge Over 8 Years, Asphalt, Pitched
Foundation area1,224 sqft
Patio/porchComposite Decking, Covered, Deck, Front Porch, Patio
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets, Sidewalks, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Tandem Garage
Garage spaces3
Garage size1,158 sqft

Financial details

Annual taxes$6,522
Tax year2025
Taxes w/ assessments6522
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2334
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$14,670Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,670

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,835/mo
Principal & interest$3,095
Property taxes$544
Home insurance (est.)$196
%
$117,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1230 Bergman Lane NW, Isanti, MN, 55040

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Listing information

MLS #NST6822802
StatusPending
Last updatedDec 17, 2025, 6:02 AM
Originally listedDec 5, 2025, 10:29 AM
Listing officeCentury 21 Moline Realty Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.