Sold / Closed
$258,000

Sold price · Closed Jan 21, 2026

$196/sqft

Willow Creek

123 Willow Creek Drive, Waite Park, MN, 56387
2  Bedrooms2  Bathrooms1,353  Square Feet0.19  Acres
Days on market36
Year built1996
Garage spaces2
HOA / month$110
TypeResidential
Est. $4,947buyer credit when you buy with SODL

About this home

Nestled in the highly sought-after Willow Creek neighborhood, this beautiful patio home offers comfort, convenience, and thoughtfully designed living—all on one level. Enjoy peaceful morning walks along private community paths, all while benefiting from an association that handles lawn care, snow removal, and the fully maintained in-ground sprinkler system. The home welcomes you with durable, maintenance-free metal siding accented by brick, architectural shingles, seamless gutters, and a concrete driveway. Inside the garage, practical features consists of a 5x5 storage room, a built-in workbench, and a pull-down ladder leading to additional overhead storage. Step inside the foyer, where engineered hardwood flooring and a spacious closet create an immediate sense of order and warmth. The kitchen and dining area feel open and inviting with cathedral-style raised oak cabinetry, an updated sink and faucet, a built-in desk, and all appliances staying with the home. For peace of mind, four new smoke detectors and one new combo smoke/co detector were installed in December 2025. Almost the entire interior has been freshly and professionally painted, and carpets were professionally cleaned in November 2025, making the home feel move-in ready. A vaulted ceiling elevates the living room, where a cozy gas fireplace and recessed lighting create the perfect gathering space. A nearby den features an updated ceiling fan/light fixture and can be closed off from the kitchen with a pocket door for privacy. High-quality Andersen dual-pane windows, along with all existing window treatments, fill the home with natural light. A sliding Andersen patio door leads you into the delightful three-season room—complete with recessed lighting, crown molding, its own ceiling fan heater, and an exterior door opening to a charming concrete patio that overlooks the landscaped backyard. The private primary suite features a walk-in closet, a spacious full bathroom with a built-in linen cabinet, double-sink vanity, and a ceiling fan for added comfort. The second full bathroom offers a raised oak vanity and a relaxing jetted tub. The transition from garage to home is equally functional, with a dedicated closet and upper cabinets above the laundry area—washer and dryer included. Mechanical features provide peace of mind, including a well-maintained forced-air furnace, a gas water heater, owned water softener, and a 200-amp electrical panel. This inviting home blends comfort, thoughtful design, and low-maintenance living—an ideal place to settle in and enjoy the best of Willow Creek.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsOne
Living area1,353 sqft
Above-grade finished1,353 sqft
Below-grade finished0 sqft
Lot size0.19 acres (48x141x68x155)
Days on market36
ListedDec 4, 2025
MLS #NST6824244
CountyStearns
SubdivisionWillow Creek
Parcel #98614480004

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 20x22 · 440 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Storage
Patio & porch
Patio, Rear Porch
Exterior features
Stone, Metal
Lot size
0.19 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,353 sqft
Roof
Asphalt
Year built
1996

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Willow Creek
HOA
$110/month
HOA name
Willow Creek
HOA phone
3203330692
HOA includes
Lawn Care, Snow Removal
School district
742 - St. Cloud

Financial & listing details

Annual tax
$3,864 (2025)
Listed
Dec 4, 2025
Days on market
36
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLaundry Closet, Laundry Room, Main Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, In-Ground Sprinkler, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNo Stairs External, No Stairs Internal
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Metal
RoofAsphalt
FoundationBlock
Foundation area1,353 sqft
Patio/porchPatio, Rear Porch
Lot featuresTree Coverage - Medium
Road frontageCurbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Storage
Garage spaces2
Garage size440 sqft

Financial details

Annual taxes$3,864
Tax year2025
Taxes w/ assessments3864
Assessment pendingNo
HOA fee$110
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$4,947Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,947

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,912/mo
Principal & interest$1,392
Property taxes$322
Home insurance (est.)$88
HOA fees$110
%
$52,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

123 Willow Creek Drive, Waite Park, MN, 56387

Listing information

MLS #NST6824244
StatusClosed
Last updatedAug 27, 2026, 11:45 AM
Originally listedDec 7, 2025, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.