Sold / Closed
$392,000

Sold price · Closed Aug 24, 2026

$235/sqft

Schumacher Add

123 20th Avenue, Cambridge, MN, 55008
4  Bedrooms3  Bathrooms1,688  Square Feet0.38  Acres
Days on market52
Year built2021
Garage spaces3
TypeResidential
Est. $8,880buyer credit when you buy with SODL

About this home

Modern construction, desirable upgrades, outdoor living spaces, and room to grow make this move-in-ready home an exceptional opportunity in one of the most welcoming communities. This spacious 4-bedroom, 3-bathroom home offers a thoughtfully designed floor plan with quality finishes throughout. The main level features durable commercial-grade vinyl plank flooring, an open-concept living area, and a well-appointed kitchen complete with granite countertops, a center island, pantry, and impressive 42-inch upper cabinets that provide abundant storage and style. Enjoy your time outside on the 10x22 deck, the patio underneath, or wait for the evening to start a fire to enjoy the evening skies. This is an opportunity to own a beautiful home in Cambridge, where small-town charm meets modern convenience. Enjoy easy access to local parks, trails, community events, shopping, and dining while still embracing the relaxed lifestyle that makes Cambridge such a desirable place to call home. Take a walk through the home with our Matterport tour!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2021
LevelsSplit Entry (Bi-Level)
Living area1,688 sqft
Above-grade finished1,260 sqft
Below-grade finished428 sqft
Lot size0.38 acres (80x203x80x209)
Days on market52
ListedJun 23, 2026
MLS #NST7037220
CountyIsanti
SubdivisionSchumacher Add
Parcel #153170020

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
3 spaces · 30x24 · 720 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck, Patio
Exterior features
Stone, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 1,144 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
2021

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Schumacher Add
HOA
No HOA
School district
911 - Cambridge-Isanti
High school district
Cambridge-Isanti

Financial & listing details

Annual tax
$5,500 (2026)
Listed
Jun 23, 2026
Days on market
52
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Daylight/Lookout Windows, Partially Finished, Sump Basket, Tile Shower, Walkout
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Gas Dryer Hookup, Lower Level, Laundry Room, Washer Hookup
AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesDeck, Kitchen Center Island, Kitchen Window, Patio, In-Ground Sprinkler
AccessibilityNone

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt
FoundationBlock
Foundation area1,144 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size720 sqft

Financial details

Annual taxes$5,500
Tax year2026
Taxes w/ assessments5500
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District911 - Cambridge-Isanti
District number911
District phone7636896188
High schoolCambridge-Isanti
SODL flat fee brokerage
$8,880Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,880

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,671/mo
Principal & interest$2,081
Property taxes$458
Home insurance (est.)$132
%
$79,200
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

123 20th Avenue, Cambridge, MN, 55008

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Listing information

MLS #NST7037220
StatusClosed
Last updatedAug 26, 2026, 4:44 PM
Originally listedJun 23, 2026, 1:25 PM
Listing officeCentury 21 Moline Realty Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.