Listed at
$286,900
$144/sqft

Cloverdale Estates 2nd Add

123 8th Avenue, Saint Joseph, MN, 56374
4  Bedrooms2  Bathrooms1,996  Square Feet0.23  Acres
Days on market59
Year built1981
Garage spaces2
TypeResidential
Est. $5,607buyer credit when you buy with SODL
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About this home

Welcome to this updated 4-bedroom, 2-bathroom home situated on a generous 10,000 sq. ft. lot only minutes from downtown St. Joseph! This well-maintained property offers the perfect combination of modern updates, functional living space, and a spacious backyard filled with mature trees for shade and privacy. The main level features 3 bedrooms, 1 full bathroom, and a beautifully remodeled kitchen complete with custom hickory cabinetry, a large center island, and plenty of storage and workspace. The finished lower level was remodeled in 2026 with new flooring throughout and offers a spacious family room, 1 additional bedroom, a 2nd full bathroom, and a versatile bonus room that could easily become a 5th bedroom with the addition of an egress window. Enjoy peace of mind with numerous recent updates, including a new furnace (2022), central air conditioning (2022), and a new dryer (2026). The home's low-maintenance seamless steel siding adds lasting curb appeal, while the new storage shed provides extra space for lawn equipment, tools, and storage. Additional features include a large 2-stall attached insulated garage, offering ample space for parking, storage, and year-round comfort. With its recent updates, flexible floor plan, and desirable location, this move-in-ready home is one you won't want to miss!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1981
LevelsOne
Living area1,996 sqft
Above-grade finished1,014 sqft
Below-grade finished982 sqft
Lot size0.23 acres (80' x 125' x 80' x 125')
Days on market59
ListedJul 31, 2026
MLS #NST7117741
CountyStearns
SubdivisionCloverdale Estates 2nd Add
Parcel #84534740086

Facts & features

Interior

Bedrooms
4
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2 spaces · 22'10" x 17'5" · 397 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Patio & porch
Deck
Exterior features
Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, Frame
Foundation
Wood · 1,044 sqft
Roof
Age Over 8 Years, Asphalt
Year built
1981

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas
Electric
200+ Amp Service

Community & HOA

Subdivision
Cloverdale Estates 2nd Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,634 (2025)
Listed
Jul 31, 2026
Days on market
59
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementEgress Window(s), Finished, Wood
HeatingForced Air
CoolingCentral Air
LaundryIn Basement, Laundry Room
AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Main Floor Primary Bedroom, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorSteel Siding
RoofAge Over 8 Years, Asphalt
FoundationWood
Foundation area1,044 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Garage Door Opener, Insulated Garage
Garage spaces2
Garage size397 sqft

Financial details

Annual taxes$2,634
Tax year2025
Taxes w/ assessments2634
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,607Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,607

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,823/mo
Principal & interest$1,508
Property taxes$220
Home insurance (est.)$96
%
$57,380
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

123 8th Avenue, Saint Joseph, MN, 56374

Listing information

MLS #NST7117741
StatusActive
Last updatedSep 20, 2026, 2:17 PM
Originally listedJul 31, 2026, 6:03 AM
Listing officeNextHome Horizons

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.