Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,090 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 264 days.

Listed at

$189,900

$121/sqft

Royal Acres Add

1228 S Ramsey Street, Blue Earth, MN, 56013

3 Bedrooms3 Bathrooms1,564 Square Feet0.31 Acres

Days on market264

Year built1965

Garage spaces2

TypeResidential

Est. $2,697buyer credit when you buy with SODL

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About this home

Enjoy comfortable 3-bedroom living at 1228 S Ramsey St, featuring a primary suite with private bath and walk-in closet and hardwood floors throughout all bedrooms. The kitchen offers ample workspace and storage, flowing seamlessly into the dining area and living room, perfect for family meals or entertaining friends, while a sunroom adds extra space to relax. Additional highlights include a double attached garage and a spacious 90 x 154 lot, combining comfort, style, and a prime location close to the city park and pool. A full basement provides plenty of space ready for your personal touch or future plans.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1965

LevelsOne

Living area1,564 sqft

Above-grade finished1,564 sqft

Below-grade finished0 sqft

Lot size0.31 acres (90x154)

Days on market264

ListedJan 6, 2026

MLS #NST7005883

CountyFaribault

SubdivisionRoyal Acres Add

Parcel #215520870

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Boiler
Cooling: Central Air
Basement: Block, Full · 0 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 24x24 · 576 sqft
Parking features: Attached Garage, Concrete
Patio & porch: Patio
Exterior features: Wood
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: 1,564 sqft
Roof: Age 8 Years or Less
Year built: 1965

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Royal Acres Add
HOA: No HOA
School district: Blue Earth Area Schools

Financial & listing details

Annual tax: $2,090 (2025)
Tax with assessments: 2118
Listed: Jan 6, 2026
Days on market: 264 · 1 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Full

HeatingBoiler

CoolingCentral Air

Fireplaces1

AccessibilityNone

Exterior & lot

ExteriorWood

RoofAge 8 Years or Less

Foundation area1,564 sqft

Patio/porchPatio

Road frontageCity Street, Paved Streets, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$2,090

Tax year2025

Taxes w/ assessments2118

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1290

District phone5075263188

High schoolBlue Earth Area Schools

SODL flat fee brokerage

$2,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $2,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,235/mo

Principal & interest$998

Property taxes$174

Home insurance (est.)$63

Down payment

$37,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.