Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $172 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 20 days.

Listed at

$433,990

$218/sqft

Prairie Pointe

12256 77th Street, Otsego, MN, 55330

4 Bedrooms3 Bathrooms1,988 Square Feet0.37 Acres

Days on market20

Year built2026

Garage spaces3

TypeResidential

Est. $10,020buyer credit when you buy with SODL

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About this home

Ask about how you can receive a 4.99% Gov or 5.5% Conv 30-year fixed rate mortgage PLUS up to $5,000 in closing costs on this home when using D.R. Horton’s preferred lender!!! The Rushmore floor plan is super functional and is sitting on a great homesite you'll be pleased with. The home features 4 bedrooms, 3 bathrooms, 3 car garage and a finished lookout lower level with a spacious family room, bedroom and full bathroom! You'll be amazed with the vaulted family room, spacious kitchen, designer Harbor Gray color cabinets, stainless steel appliances and quartz counter tops. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. COSTCO just minutes down the road! No neighborhood HOA. Come check it out!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsThree Level Split

Living area1,988 sqft

Above-grade finished1,463 sqft

Below-grade finished525 sqft

Lot size0.37 acres (135x215x154x115)

Days on market20

ListedSep 8, 2026

New constructionYes

MLS #NST7140871

CountyWright

SubdivisionPrairie Pointe

Parcel #118399006050

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Exhaust Fan, Humidifier, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

Property

Levels / stories: Three Level Split
Garage: 3 spaces · 618 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener
Exterior features: Stone, Shakes, Vinyl
Fencing: None
Lot size: 0.37 acres

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Poured Concrete · 1,463 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt, Pitched
Builder: D.R. HORTON
New construction: Yes

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 200+ Amp Service

Community & HOA

Subdivision: Prairie Pointe
HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $172 (2026)
Listed: Sep 8, 2026
Days on market: 20 · 79 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space, Daylight/Lookout Windows, Drain Tiled, Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Electric Dryer Hookup, Washer Hookup

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Exhaust Fan, Humidifier, Microwave, Range, Stainless Steel Appliances, Tankless Water Heater

DiningBreakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesKitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level

Exterior & lot

ExteriorStone, Shakes, Vinyl

RoofAge 8 Years or Less, Architectural Shingle, Asphalt, Pitched

FoundationPoured Concrete

Foundation area1,463 sqft

Lot featuresSod Included in Price, Tree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener

Garage spaces3

Garage size618 sqft

Financial details

Annual taxes$172

Tax year2026

Taxes w/ assessments172

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$10,020Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,020

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,440/mo

Principal & interest$2,281

Property taxes$14

Home insurance (est.)$145

Down payment

$86,798

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12256 77th Street, Otsego, MN, 55330

Street View

Listing information

MLS #NST7140871

StatusActive

Last updatedSep 21, 2026, 4:33 PM

Originally listedSep 8, 2026, 5:32 PM

Listing officeD.R. Horton, Inc.

Co-listing officeD.R. Horton, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.