Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,166 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property was listed for 169 days.

Pending

$149,000

$113/sqft

Crams Sub

1224 Saint Joseph Avenue, Albert Lea, MN, 56007

3 Bedrooms2 Bathrooms1,320 Square Feet0.287 Acres

Days on market169

Year built1937

Garage spaces1

TypeResidential

Est. $1,470buyer credit when you buy with SODL

About this home

Cozy 3-Bedroom Home on a Spacious Double Corner Lot! Welcome to this well-loved 3-bedroom, 1.5-bath home with an attached single-stall garage, owned by the same family since 1999. Situated on a beautiful double corner lot, this property offers an exceptional blend of privacy, outdoor space, and character—perfect for pet owners, entertainers, or anyone seeking comfort and charm in town. The owner enjoyed raising a family in the quiet friendly neighborhood, that is within walking distance between two parks (Academy & Memorial) the public swimming pool, and fishing dock at Frank Hall Park…..and the best sledding hills nearby for outdoor winter fun! Outdoor Highlights: • Modern white privacy fence for exceptional seclusion • Expansive backyard with mature shade trees, a blooming apple tree, and vibrant daylilies • Concrete patio and firepit area—complete with pre-cut wood, ready for your first gathering • Toro self-propelled lawn mower and Yard Tools all included for easy yard care • Gutter Guards on upper level so you never have to remove leaves Interior Features: • Original hardwood floors throughout, just waiting to be restored to their full beauty • Spacious kitchen with a refresh that maintains natural wood charm • Adjoining traditional formal dining room and convenient half-bath off the kitchen • Wood-burning fireplace in the cozy living room—fireplace tools included • All kitchen appliances stay (stove, fridge, microwave, and built-in dishwasher—note: may need servicing) Upstairs Layout: • Three bedrooms on the upper level: o Bedroom 1: Two lit closets o Bedroom 2: Walk-in closet with a window o Bedroom 3: Unique step-down layout with a private deck overlooking the backyard • Full bath with a tub/shower combination Basement & Extras: • Unfinished basement with abundant storage, laundry area, and tornado shelter • Washer, dryer, water softener, and dehumidifier all included • Beaver system installed for peace of mind Don’t miss out on this one-of-a-kind property with unbeatable privacy and room to grow!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1937

LevelsTwo

Living area1,320 sqft

Above-grade finished1,320 sqft

Below-grade finished0 sqft

Lot size0.287 acres (.29 acres)

Days on market169

ListedJul 9, 2025

MLS #NST6755550

CountyFreeborn

SubdivisionCrams Sub

Parcel #340440090

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 1 space · 22' x 11' · 242 sqft
Parking features: Attached Garage
Fencing: Privacy, Vinyl
Lot size: 0.287 acres
Lot dimensions: .29 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 660 sqft
Year built: 1937

Utilities

Water: City Water - In Street
Sewer: City Sewer - In Street
Fuel: Natural Gas

Community & HOA

Subdivision: Crams Sub
HOA: No HOA
School district: Albert Lea

Financial & listing details

Annual tax: $1,166 (2025)
Tax with assessments: 1234
Listed: Jul 9, 2025
Days on market: 169
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Drainage System, Full, Storage Space, Unfinished

HeatingForced Air

CoolingWindow Unit(s)

Fireplaces1

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

Foundation area660 sqft

Lot featuresCorner Lot

ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street

SewerCity Sewer - In Street

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces1

Garage size242 sqft

Financial details

Annual taxes$1,166

Tax year2025

Taxes w/ assessments1234

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNo

ForeclosureNo

Schools

District number1141

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$1,470Estimated buyer credit

SODL platform fee $3,000Your buyer credit $1,470

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$930/mo

Principal & interest$783

Property taxes$97

Home insurance (est.)$50

Down payment

$29,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.