Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,198 (2026).

What school district is this property in?

This property is in the 861 - Winona Area Public Schools school district.

Does this home have a garage?

Yes, this home has a 2.5-car garage.

How long has this property been on the market?

This property was listed for 2 days.

Pending

$235,000

$84/sqft

Cummings Vila/Goulds Add

1223 W 5th Street, Winona, MN, 55987

4 Bedrooms2 Bathrooms2,808 Square Feet0.15 Acres

Days on market2

Year built1919

Garage spaces2.5

TypeResidential

Est. $4,050buyer credit when you buy with SODL

About this home

3 Bedroom/2 bathroom located in the heart of Winona next too Jefferson Elementary School. Large 2.5 car garage, mostly fenced yard. Updates to kitchen/bathrooms, electrical and plumbing; finished basement. Large deck off of the kitchen and charming front porch! This is a great home for the price! Seller can accommodate a quick closing!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1919

LevelsOne and One Half

Living area2,808 sqft

Above-grade finished1,808 sqft

Below-grade finished1,000 sqft

Lot size0.15 acres (0x0)

Days on market2

ListedSep 18, 2026

MLS #NST7144777

CountyWinona

SubdivisionCummings Vila/Goulds Add

Parcel #320900510

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One and One Half
Garage: 2.5 spaces · 528 sqft
Parking features: Detached Garage
Patio & porch: Deck, Porch
Exterior features: Vinyl
Fencing: Partial

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Frame
Foundation: Stone · 1,008 sqft
Roof: Age 8 Years or Less
Year built: 1919

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Cummings Vila/Goulds Add
HOA: No HOA
School district: 861 - Winona Area Public Schools
High school district: Winona Area Public Schools

Financial & listing details

Annual tax: $2,198 (2026)
Tax with assessments: 2226
Listed: Sep 18, 2026
Days on market: 2
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

AppliancesDishwasher, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener Owned

DiningSeparate/Formal Dining Room

AmenitiesDeck, Hardwood Floors

AccessibilityNone

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationStone

Foundation area1,008 sqft

Patio/porchDeck, Porch

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2.5

Garage size528 sqft

Financial details

Annual taxes$2,198

Tax year2026

Taxes w/ assessments2226

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District861 - Winona Area Public Schools

District number861

District phone5074940861

High schoolWinona Area Public Schools

SODL flat fee brokerage

$4,050Estimated buyer credit

SODL platform fee $3,000Your buyer credit $4,050

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,497/mo

Principal & interest$1,235

Property taxes$183

Home insurance (est.)$78

Down payment

$47,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.