Listed at
$299,990
$141/sqft

Northway 01

1217 13th Street, Saint Cloud, MN, 56303
5  Bedrooms2  Bathrooms2,134  Square Feet0.28  Acres
Days on market16
Year built1978
Garage spaces2
TypeResidential
Est. $6,000buyer credit when you buy with SODL
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About this home

Welcome to 1217 13th St N in St. Cloud! This spacious 5-bedroom, 2-bath home offers plenty of living space and an incredible opportunity at under $300,000. The home features several recent updates, including a NEW furnace, NEW central A/C, NEW water heater, fresh interior paint, and NEW flooring throughout the lower level—giving buyers peace of mind on many of the major expenses. With five bedrooms and two bathrooms, the flexible layout provides plenty of space for everyday living. Conveniently located on St. Cloud’s north side with easy access to shopping, dining, parks, schools, healthcare, and downtown St. Cloud. A great combination of space, updates, location, and value—all offered at $299,990. Schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1978
LevelsSplit Entry (Bi-Level)
Living area2,134 sqft
Above-grade finished1,136 sqft
Below-grade finished998 sqft
Lot size0.28 acres (75x160)
Days on market16
ListedSep 11, 2026
MLS #NST7143124
CountyStearns
SubdivisionNorthway 01
Parcel #82490620008

Facts & features

Interior

Bedrooms
5
Bathrooms
2
Bath breakdown
2 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Exhaust Fan, Range, Refrigerator

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 528 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Deck
Exterior features
Stone, Metal
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 998 sqft
Year built
1978

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Northway 01
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$3,472 (2026)
Tax with assessments
3480
Listed
Sep 11, 2026
Days on market
16
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Exhaust Fan, Range, Refrigerator
DiningKitchen/Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Window, Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorStone, Metal
FoundationBlock
Foundation area998 sqft
Patio/porchDeck
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$3,472
Tax year2026
Taxes w/ assessments3480
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$6,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,966/mo
Principal & interest$1,577
Property taxes$289
Home insurance (est.)$100
%
$59,998
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1217 13th Street, Saint Cloud, MN, 56303

Listing information

MLS #NST7143124
StatusActive
Last updatedSep 15, 2026, 7:08 PM
Originally listedSep 13, 2026, 12:00 AM
Listing officeKeller Williams Realty Integrity

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.