12162 245th Street
About this home
Step into refined yet relaxed living with this architecturally distinctive 4 bedroom, 4 bath home set on 6 private, wooded acres. Surrounded by mature trees and overlooking a peaceful nature lake, this secluded retreat offers unmatched privacy and a daily connection to the outdoors. Thoughtful updates include freshly painted ceilings, a beautifully renovated custom kitchen designed for both style and function, and new slate flooring in the lower level. Expansive windows fill the home with natural light and frame panoramic views of the landscape in every season. The inviting living room, anchored by a wood-burning fireplace, creates a warm gathering space, especially during our chilly Minnesota winters. Zoned Agricultural, the property provides flexibility for those interested in hobby farming or simply enjoying wide-open space. Some areas remain ready for the next owner to complete and personalize, presenting an excellent opportunity to build equity while enhancing an already remarkable home.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 4
- Bath breakdown
- 1 full / 2 3/4 / 1 half
- Heating
- Baseboard
- Cooling
- Ductless Mini-Split
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Freezer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
Property
- Levels / stories
- Modified Two Story
- Garage
- 2 spaces · 875 sqft
- Parking features
- Attached Garage, Gravel, Asphalt, Garage Door Opener
- Patio & porch
- Composite Decking, Deck, Wrap Around
- Pool
- None
- Other structures
- Barn(s)
Construction
- Property type
- Residential
- Construction materials
- Frame
- Foundation
- 1,487 sqft
- Roof
- Age Over 8 Years, Architectural Shingle
- Year built
- 1985
Utilities
- Water
- Drilled, Well
- Sewer
- Mound Septic, Private Sewer, Septic System Compliant - Yes
- Fuel
- Electric
- Electric
- Circuit Breakers
Community & HOA
- HOA
- No HOA
- School district
- Chisago Lakes
Financial & listing details
- Annual tax
- $4,251 (2025)
- Tax with assessments
- 4950
- Listed
- Nov 8, 2025
- Days on market
- 88
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
12162 245th Street, Chisago City, MN, 55013
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Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
