Listed at
$399,000
$126/sqft

12151 435th Street

12151 435th Street, Fertile, MN, 56540
4  Bedrooms4  Bathrooms3,174  Square Feet3.39  Acres
Days on market84
Year built1967
Garage spaces5
TypeResidential
Est. $8,970buyer credit when you buy with SODL
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About this home

Stunning country property overlooking the Sandhill River, set on 3.3 private acres. This beautifully updated home features 4 bedrooms and 3 bathrooms across two finished levels. The main floor offers a private master suite with en suite three-quarter bath, an additional bedroom, a dedicated office, and convenient main floor laundry. The finished lower level terrace walkout adds two more bedrooms,a living room, and a three-quarter bath -- ideal for guests or extended family. Many updates throughout the home inside and out. The detached shop is a standout feature, offering a three-stall heated garage with a connected office and bathroom, plus two additional unfinished stalls ready for your vision. A rare opportunity to own a move-in ready country estate with exceptional outdoor amenities and breathtaking river views.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1967
LevelsOne
Living area3,174 sqft
Above-grade finished1,952 sqft
Below-grade finished1,222 sqft
Lot size3.39 acres (irreg)
Days on market84
ListedApr 30, 2026
MLS #NST7065323
CountyPolk
Parcel #280013500

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
1 full / 3 3/4
Heating
Heat Pump
Cooling
Central Air
Appliances
Dishwasher, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
5 spaces · irreg · 2,032 sqft
Parking features
Multiple Garages
Patio & porch
Deck, Patio, Porch
Exterior features
Fiber Board
Lot size
3.39 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,222 sqft
Year built
1967

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Oil

Community & HOA

HOA
No HOA
School district
599 - Fertile-Beltrami
High school district
Fertile-Beltrami

Financial & listing details

Annual tax
$2,478 (2025)
Tax with assessments
2808
Listed
Apr 30, 2026
Days on market
84 · 54 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths3
Half baths0
1/4 baths0
BasementWalkout
HeatingHeat Pump
CoolingCentral Air
AppliancesDishwasher, Microwave, Range, Refrigerator
AccessibilityNone

Exterior & lot

ExteriorFiber Board
FoundationBlock
Foundation area1,222 sqft
Patio/porchDeck, Patio, Porch
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelOil

Parking & garage

ParkingMultiple Garages
Garage spaces5
Garage size2,032 sqft

Financial details

Annual taxes$2,478
Tax year2025
Taxes w/ assessments2808
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District599 - Fertile-Beltrami
District number599
District phone2189456933
High schoolFertile-Beltrami
SODL flat fee brokerage
$8,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,436/mo
Principal & interest$2,097
Property taxes$207
Home insurance (est.)$133
%
$79,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12151 435th Street, Fertile, MN, 56540

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Listing information

MLS #NST7065323
StatusClosed
Last updatedJul 28, 2026, 1:16 PM
Originally listedApr 30, 2026, 2:28 PM
Listing officeGreenberg Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.