Listed at
$549,900
$478/sqft

Luthers 2nd Sub Lot 007

12090 Lake Street, Mentor, MN, 56736
2  Bedrooms1  Bathroom1,150  Square Feet0.173  Acres
Days on market37
Year built2013
ParkingOpen
TypeResidential
Est. $13,497buyer credit when you buy with SODL
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About this home

Welcome to an adorable cabin perched on the shores of Maple Lake, offering classic lake living with everyday comfort. Built in 2013, this well-maintained property is move-in ready and is turn-key for your enjoyment. Step inside to a bright, efficient layout featuring a functional kitchen, comfortable living space, and large upper loft for plenty of extra sleeping space. Beautiful windows throughout add warmth and character. The real magic is outside: relax on the oversized deck and soak in the peaceful lake views, or head to the beach for easy access to the water. The boat house provides convenient storage for all of your lake toys. This cabin delivers the lake lifestyle without the upkeep of a larger property. Whether you're enjoying morning coffee over the water or launching the boat on a sunny afternoon, this is lake living at its simplest and best. Call today to schedule your private showing of this Maple Lake gem!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2013
LevelsTwo
Living area1,150 sqft
Above-grade finished1,150 sqft
Below-grade finished0 sqft
Lot size0.173 acres (75x150)
Days on market37
ListedAug 23, 2026
MLS #NST7129799
CountyPolk
SubdivisionLuthers 2nd Sub Lot 007
Parcel #300046900

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 3/4
Heating
Baseboard
Cooling
Ductless Mini-Split
Appliances
Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Two
Parking features
Open
Patio & porch
Deck
Exterior features
Vinyl
Other structures
Boat House
View
Lake

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Brick, Concrete
Foundation
Block · 850 sqft
Roof
Asphalt
Year built
2013

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Electric

Community & HOA

Subdivision
Luthers 2nd Sub Lot 007
HOA
No HOA
School district
599 - Fertile-Beltrami
High school district
Fertile-Beltrami

Financial & listing details

Annual tax
$2,285 (2026)
Tax with assessments
2632
Listed
Aug 23, 2026
Days on market
37 · 33 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths1
Half baths0
1/4 baths0
BasementCrawl Space
HeatingBaseboard
CoolingDuctless Mini-Split
LaundryMain Level
AppliancesDryer, Microwave, Range, Refrigerator, Washer
AmenitiesDeck, Hardwood Floors, Main Floor Primary Bedroom, Vaulted Ceiling(s)
AccessibilityOther

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock
Foundation area850 sqft
Patio/porchDeck
Lot featuresAccessible Shoreline
ZoningShoreline

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelElectric

Parking & garage

ParkingOpen
Garage spaces0

Financial details

Annual taxes$2,285
Tax year2026
Taxes w/ assessments2632
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District599 - Fertile-Beltrami
District number599
District phone2189456933
High schoolFertile-Beltrami
SODL flat fee brokerage
$13,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,264/mo
Principal & interest$2,890
Property taxes$190
Home insurance (est.)$183
%
$109,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

12090 Lake Street, Mentor, MN, 56736

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Listing information

MLS #NST7129799
StatusPending
Last updatedSep 25, 2026, 2:21 PM
Originally listedAug 23, 2026, 7:23 AM
Listing officeColdwell Banker Crown, REALTORS

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.