Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,250 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 24 days.

Sold / Closed

$525,000

Sold price · Closed Sep 3, 2026

$215/sqft

Arbor Creek 3rd Add

12061 77th Street NE, Otsego, MN, 55330

4 Bedrooms3 Bathrooms2,437 Square Feet0.281 Acres

Days on market24

Year built2019

Garage spaces3

TypeResidential

Est. $12,750buyer credit when you buy with SODL

About this home

Welcome home! This beautifully updated 4-bedroom, 2.5-bath home offers the perfect combination of style, space, and location. Nestled in a sought-after neighborhood, you’ll enjoy the convenience of being within walking distance to schools and just minutes from shopping, restaurants, and everyday amenities. The heart of the home is a stunning gourmet kitchen featuring granite countertops, double ovens, an oversized center island, and a large walk-in pantry that is perfect for entertaining or everyday living. The open-concept layout flows seamlessly into the spacious living and dining areas, creating a warm and inviting atmosphere. Freshly updated with brand-new carpet and fresh paint throughout, this home is truly move-in ready. Thoughtful upgrades add character and charm to multiple rooms, while the unfinished basement offers endless potential to create additional living space, a home gym, or extra storage. Step outside to enjoy the large deck overlooking a fully fenced backyard, providing plenty of room for entertaining. With generous living spaces, modern finishes, and an unbeatable location, this home checks all the boxes. Schedule your showing today! Seller is a licensed Minnesota real estate salesperson.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2019

LevelsTwo

Living area2,437 sqft

Above-grade finished2,437 sqft

Below-grade finished0 sqft

Lot size0.281 acres (159' x 78' x 150' x 78)

Days on market24

ListedJul 26, 2026

MLS #NST7115735

CountyWright

SubdivisionArbor Creek 3rd Add

Parcel #118221011060

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 29'x21' · 609 sqft
Parking features: Attached Garage
Patio & porch: Composite Decking, Deck, Front Porch
Exterior features: Vinyl
Fencing: Privacy, Wood

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: Poured Concrete · 1,052 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2019

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Arbor Creek 3rd Add
HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $5,250 (2026)
Listed: Jul 26, 2026
Days on market: 24
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementSump Pump, Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, In-Ground Sprinkler, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features2nd Floor Laundry, 4 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationPoured Concrete

Foundation area1,052 sqft

Patio/porchComposite Decking, Deck, Front Porch

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size609 sqft

Financial details

Annual taxes$5,250

Tax year2026

Taxes w/ assessments5250

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$12,750Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,750

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,372/mo

Principal & interest$2,759

Property taxes$438

Home insurance (est.)$175

Down payment

$105,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.