Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,256 (2025).

Does this home have a garage?

Yes, this home has a 4-car garage.

How long has this property been on the market?

This property has been listed for 250 days.

Listed at

$209,900

$202/sqft

John E Smiths 1st Add

120 S Irving Avenue, Rush City, MN, 55069

3 Bedrooms1 Bathroom1,039 Square Feet0.603 Acres

Days on market250

Year built1970

Garage spaces4

TypeResidential

Est. $3,297buyer credit when you buy with SODL

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About this home

Welcome to 120 S Irving Ave in Rush City. This one-story home offers 3 bedrooms and 1 bathroom with a functional, easy-living layout. The property sits on a nice lot with a spacious yard, perfect for outdoor enjoyment. A detached shop provides excellent space for hobbies, storage, or projects. Conveniently located within walking distance to the school and close to local amenities, this home offers small-town living with everyday convenience. A great opportunity for homeowners or investors alike.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1970

LevelsOne

Living area1,039 sqft

Above-grade finished1,039 sqft

Below-grade finished0 sqft

Lot size0.603 acres (150x175x150x175)

Days on market250

ListedJan 20, 2026

MLS #NST7010917

CountyChisago

SubdivisionJohn E Smiths 1st Add

Parcel #170050600

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Basement: Block, Full · 0 sqft finished

Property

Levels / stories: One
Garage: 4 spaces · 484 sqft
Parking features: Attached Garage
Lot size: 0.603 acres
Lot dimensions: 150x175x150x175
Accessibility: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,008 sqft
Year built: 1970

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: John E Smiths 1st Add
HOA: No HOA
School district: Rush City

Financial & listing details

Annual tax: $2,256 (2025)
Tax with assessments: 2288
Listed: Jan 20, 2026
Days on market: 250 · 201 cumulative
Lender owned: Yes
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Full

HeatingForced Air

CoolingCentral Air

AccessibilityNone

Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

Foundation area1,008 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces4

Garage size484 sqft

Financial details

Annual taxes$2,256

Tax year2025

Taxes w/ assessments2288

Assessment pendingNo

Down payment resourceYes

Lender ownedYes

Short saleNo

ForeclosureNo

Schools

District number791

District phone3203584855

High schoolRush City

SODL flat fee brokerage

$3,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,361/mo

Principal & interest$1,103

Property taxes$188

Home insurance (est.)$70

Down payment

$41,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.