Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,226 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 355 days.

Listed at

$209,900

$121/sqft

Shoreland Heights

120 Ridge Road, Albert Lea, MN, 56007

3 Bedrooms2 Bathrooms1,728 Square Feet0.259 Acres

Days on market355

Year built1956

Garage spaces1

TypeResidential

Est. $3,297buyer credit when you buy with SODL

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About this home

Experience timeless charm in this ranch-style home across from a beautiful park in the desirable Shoreline Heights neighborhood. This thoughtfully designed residence blends classic warmth with modern comfort, offering two spacious living areas, large bedrooms, hardwood floors, and two wood-burning fireplaces. Abundant windows flood the interior with natural light, while two decks provide versatile outdoor living spaces. A walkout lower level adds flexible space for a gym, media room, or in-law suite. Located just steps from the park and the lakes, this home combines timeless comfort with convenient access to everything Shoreline Heights has to offer.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1956

LevelsOne

Living area1,728 sqft

Above-grade finished1,118 sqft

Below-grade finished610 sqft

Lot size0.259 acres (75x131x90x128)

Days on market355

ListedOct 7, 2025

MLS #NST6800971

CountyFreeborn

SubdivisionShoreland Heights

Parcel #341351190

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Gas Water Heater, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: One
Garage: 1 space · 252 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Patio & porch: Covered, Deck, Front Porch
Pool: None
Fencing: None

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Block, Frame
Foundation: 1,118 sqft
Roof: Architectural Shingle, Asphalt
Year built: 1956

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Shoreland Heights
HOA: No HOA
School district: Albert Lea

Financial & listing details

Annual tax: $2,226 (2025)
Tax with assessments: 2294
Listed: Oct 7, 2025
Days on market: 355 · 120 cumulative
Foreclosure status: Not Disclosed
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Egress Window(s), Finished, Walkout

HeatingForced Air

CoolingCentral Air

Fireplaces2

LaundryIn Basement

AppliancesGas Water Heater, Range, Refrigerator, Water Softener Owned

DiningLiving/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch, Washer/Dryer Hookup

AccessibilityNone

Exterior & lot

RoofArchitectural Shingle, Asphalt

Foundation area1,118 sqft

Patio/porchCovered, Deck, Front Porch

Road frontageCity Street, Curbs, Paved Streets, Street Lights, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces1

Garage size252 sqft

Financial details

Annual taxes$2,226

Tax year2025

Taxes w/ assessments2294

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNot Disclosed

ForeclosureNot Disclosed

Schools

District number1141

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$3,297Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,297

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,359/mo

Principal & interest$1,103

Property taxes$186

Home insurance (est.)$70

Down payment

$41,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.